Debt Reduction Calculator for Excel 1.0 - Free download and software reviews - CNET Download.com

Debt Reduction Calculator for Excel

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All User Reviews
  • All versions:

    4.0 stars

    out of 32 votes

    • 5 star: 14
    • 4 star: 12
    • 3 star: 1
    • 2 star: 1
    • 1 star: 4
  • Current version:

    3.7 stars

    out of 17 votes

    • 5 star: 7
    • 4 star: 5
    • 3 star: 1
    • 2 star: 1
    • 1 star: 3
  • My rating:

    0 stars

    Write review

Results 1-10 of 16

  • 1.0 stars

    "Can't download to Vista"

    January 13, 2009  |   By rossi1962

    Version: Debt Reduction Calculator for Excel 1.0

    Pros

    Looks like a good program, and good comments but won't open in vista

    Cons

    Please explain how to download this program to Vista

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  • 4.0 stars

    "Good planning tool"

    January 13, 2009  |  

    Version: Debt Reduction Calculator for Excel 1.0

    Pros

    Easy to use. Lets you try a number of payment options to see how quickly you can pay down your debt. Lets you change the order of accounts to pay off.

    Cons

    Needed better explaination of some functions, like the 'snowball.'

    Summary

    This is a very easy to use program: Put in your accounts, total debt, interest rate, and minimum payment and choose the pay-off option you'd like. It calculate how much interest you'll pay overall and when you'll be out of debt. There were a few things that could have used better explainations. I thought there was some way to enter the amount of the 'snowball' but it is determined by putting in a larger total monthly payment. However having the 'snowball' function lets you see how much faster you can get out of debt. The second sheet is a spreadsheet listing the payments you'll be makiing each month. There is a way to enter one-time additional payments, but you have to be carefull because it messes up the spreadsheet. He does warn you about that, but it would be nice if you could do it automatically.

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  • 5.0 stars

    "great application!"

    December 2, 2008  |   By iioeo

    Version: Debt Reduction Calculator for Excel 1.0

    Pros

    really needed something to lay out payments per month, so i can get out of debt within the next year, this is perfect!!

    Cons

    nothing...

    Summary

    download it and you will be happy

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  • 3.0 stars

    "Really like look"

    November 22, 2008  |   By nosirrahm

    Version: Debt Reduction Calculator for Excel 1.0

    Pros

    I like that there are many sort option (by interest, amount, or a customized list)

    Cons

    I do not have the ability to add one payments (e.g., I had extra money to put towards debt on a particular month).

    Summary

    Great for a simple debt reduction spreadsheet.

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  • 1.0 stars

    "Would not download"

    November 14, 2008  |   By patandbeth

    Version: Debt Reduction Calculator for Excel 1.0

    Pros

    Looked promising

    Cons

    Could not download on laptop or my desktop computer

    Summary

    What IS the problem?? I tried to email on the listed site and got forwarded and forwarded like crazy.

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  • 4.0 stars

    "Powerful calculator"

    October 5, 2008  |   By because_789

    Version: Debt Reduction Calculator for Excel 1.0

    Pros

    Can use up to 20 different debts (hopefully no one needs all 20!) and it's free.

    Cons

    I don't like how the calculator can only use one start date. If your debt changes, one would have to update all the other debt lines as well. But this is only a minor con.

    Summary

    Really helpful to see how long it could take to pay off debts. Good visual payoff schedule that goes month by month.

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  • 5.0 stars

    "does just what it says it will"

    September 28, 2008  |   By nancysher

    Version: Debt Reduction Calculator for Excel 1.0

    Pros

    just put in your current pay-off balances for up to 20 credit cards, educational loans, etc. Then, enter the interest rates and the minimum amount due for each. And the program will calculate the best way to pay it all off!

    Cons

    while the explanatory notes were necessary, i deleted them once i figured out how to work it and that cleared up the visual display.

    Summary

    i now know how much to put on each debt to pay it off the way i want to, with the least interest. and i know just how long it's going to take.....
    ;-{

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  • 5.0 stars

    "Incredible, this really helped me get my debt in order"

    September 25, 2008  |   By airbornewilson

    Version: Debt Reduction Calculator for Excel 1.0

    Pros

    simple. Does what I had expected. FREE

    Cons

    I can't complain

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  • 4.0 stars

    "Easy download, easy install"

    September 3, 2008  |   By kirasadie

    Version: Debt Reduction Calculator for Excel 1.0

    Pros

    Great little spreadsheet, really easy to use. Wish I knew Excel better to manipulate data more.

    Cons

    More "debt" capacity would be great - I wasn't able to add more lines

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  • 4.0 stars

    "Very useful tool."

    July 8, 2008  |   By teach1990

    Version: Debt Reduction Calculator for Excel 1.0

    Pros

    I like the accuracy.

    Cons

    N/A

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Results 1-10 of 16

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Debt Reduction Calculator for Excel