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Key Details of YONO SBI: Banking & Lifestyle

  • Secure lifestyle and banking in one
  • Last updated on
  • There have been 9 updates
  • Virus scan status:

    Clean (it’s extremely likely that this software program is clean)


Enlarged image for YONO SBI: Banking & Lifes…
YONO SBI: Banking & Lifestyle 0/4

Editors’ Review

Download.com staff

YONO SBI: Banking & Lifestyle brings a full suite of banking and lifestyle tools into one clean, mobile-first experience. Designed by the State Bank of India, this free productivity and security program aims to help users manage money, shop online, and track expenses, all without juggling multiple apps. It positions itself as a digital gateway to modern finance.

YONO SBI: Banking & Lifestyle excels at combining lifestyle needs with core banking services, making tasks like shopping and booking tickets efficient. However, despite its versatility, the app would greatly benefit from a cleaner, more polished interface to improve overall usability.

Blending daily life with banking ease

The game-changing strength of this program lies in its all-in-one convenience. With access to over 100 e-commerce partners, it allows users to shop, invest, and insure directly from one platform. Its virtual debit card and real-time expense tracking are valuable tools for digital-savvy users. However, some features like ticket booking can feel slow or unreliable, especially during peak usage hours.

While the core banking functions of the program are easy to access, its interface often feels cluttered and visually overwhelming, especially for new users. Some of the menus and layouts appear outdated, and users may experience intermittent lag or unresponsive screens during navigation. Despite these issues, the app performs smoothly for everyday tasks like fund transfers, bill payments, and balance checks, ensuring essential functions remain reliable.

Security stands out as one of the program’s most reliable strengths, offering multi-layer authentication, real-time transaction alerts, and tight integration with SBI’s banking infrastructure. These features give users added confidence when managing sensitive financial data. However, some users have reported occasional crashes and login failures, indicating a need for further optimization to enhance long-term stability and ensure a consistently dependable experience across devices.

  • Pros

    • All-in-one convenience
    • Strong security features
    • Supports wide services
    • Real-time expense tracking
  • Cons

    • Cluttered user interface
    • Inconsistent ticket booking
    • Occasional app crashes

Bottom Line

Reliable, with room to grow

YONO SBI: Banking & Lifestyle effectively merges banking features with everyday lifestyle needs, offering users a versatile and practical platform for managing finances and digital services. While its security and functionality are commendable, the app still faces minor issues in navigation and responsiveness. With targeted improvements in user interface design and overall performance, it has the potential to stand out as a top-tier digital banking solution.

What’s new in version 1.24.22

  • Enhanced security with biometric login options
  • Bug fixes addressing login and crash issues
  • New partner services added for shopping and travel


Explore More


Full Specifications

GENERAL
Release
Latest update
Version
1.24.22
OPERATING SYSTEMS
Platform
Android
Operating System
  • Android 12.0
  • Android 13.0
  • Android 12.1
POPULARITY
Total Downloads
3,629
Downloads Last Week
79

Report Software

Program available in other languages


Last Updated


Developer’s Description

YONO SBI lets you Bank, Shop,Travel,Pay Bills,Recharge,Invest, avail IRCTC ticket booking, use UPI to transfer money, book movie tickets.

YONO SBI lets you Bank, Shop,Travel,Pay Bills,Recharge,Invest, avail IRCTC ticket booking, use UPI to transfer money, book movie tickets. With SBI YONO, convenience has a new name.

What YONO SBI offers you

YONO SBI, SBIs latest mobile banking offering is an extension of our trusted banking legacy which gave India secure digital products such as SBI Anywhere and SBI Net Banking. YONO SBI puts Indias largest range of products and services at your fingertips. YONO SBI lets you bank digitally, invest, shop (be it groceries or from the latest fashion trends!), book movie tickets, vacations, flights and IRCTC train tickets with one single app.

The YONO SBI experience

Download YONO SBI, our mobile banking and lifestyle application now and experience its best-in-class features

Indias largest shopping marketplace Be it buying your groceries, the latest electronics, booking your flight/train tickets or your next vacation, YONO SBI has you covered. Exclusive discounts and offers for SBI customers across merchants who offer shopping, vacation bookings, flight and bus ticket bookings, train ticket bookings through IRCTC, food delivery and much more

Banking simplified Perform basic banking transactions such as checking your balance, creating a fixed deposit, adding beneficiary etc. with our easy to use interface

Quick pay - Immediate transfer to a newly added beneficiary up to Rs. 10,000/-

One view - Link and view your relationships with all State Bank entities (Credit Cards, Life Insurance, General Insurance, Travel Insurance, Accident Insurance, SIP, Mutual Funds or investments) in one app

Smart spending Get an overview of your expenditure with our Intelligent spend analysis, which automatically tags and categorises your transactions

Your friend in need Get Pre-approved personal loans on the go within 2 minutes, with no documentation up to Rs. 5 Lac

Liquidity on the go Use this one click facility to avail overdraft against Fixed Deposit

Live your dreams Use our goal based deposit product to fulfil your dreams through regular savings

Experience convenience: Request Cheque Books, ATM Cards/Debit Cards or use the emergency services to change ATM PIN, block ATM cards/Debit cards or stop cheques, through YONO SBI

Getting started

If you have an account with SBI, use your internet banking credentials to register and log in to experience the convenience that YONO SBI brings to your life. If you do not have internet banking credentials, you can generate temporary internet banking password using your debit card, and register using the same. Once you log in after that YONO SBI is at your fingertips.

Please note that your data is safe with Indias most secure bank. We do not share any information with third parties without your permission.

YONO is supported on Android 5.0 and above.


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