This scheme covers the following whether indigenous, exotic or cross-bred.
Milch Cows and Buffaloes
Calves / Heifers
Bullocks (Castrated Bulls) and Castrated Male Buffaloes,
Animals within a specified age group are accepted under the Standard Insurance Scheme.
Sum Insured under the policy will be the Market Value of the animal.
Indemnity under the policy will be the sum insured or market value prior to illness whichever is less. The indemnity is limited to 75% of Sum Insured in case of a PTD claim.
The basic premium rate per annum is 4% of the Sum Insured. Long term policies are also issued with long term discounts.
The premium rates under the policy are concessional for covering animals under government subsidized schemes.
Group Discounts are also available.
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