CommonCents

CommonCents

Download Editors' Rating:
5
Spectacular
Average User Rating:
3.6
out of 33 votes

Quick Specs

  • Version:
    3.8.88.604
  • Total Downloads:
    41,061
  • Date Added:
    Feb. 07, 2011
  • Price:
    Free to try (60-day trial); $34.95 to buy (Buy it now)

Editors' Review

+

CommonCents from EnDevelopment is a personal financial tool based on the tried-and-true envelope budget system, which traditionally involves putting money for expenses aside in paper envelopes so that you're forced to live on whatever is left over. Such cash-oriented budgets enforce old-school financial discipline, but they have limitations, especially when it comes to record-keeping. CommonCents improves the envelope method with a comprehensive suite of tools for managing everything from cash and credit cards to banking, loans, and mortgages, not to mention complete transaction histories and real-time account and envelope balances.

CommonCents' main interface, My Vault, features a main display divided into four resizable panes. The program's main view and its general approach toward recording and displaying information is an interesting hybrid of spreadsheet and Windows app, with a tree view for navigation plus customizable tables that have the familiar feel and functions of a spreadsheet program, such as Excel. The program is divided into 11 Managers that configure and control not only the Vault but also Account, Envelope, Income, Budget, Backup, Reconciliation, and other features. Clicking each calls up a dialog with checkboxes and other options that simplify setting up your personal information: You just check or uncheck items as needed. There doesn't seem to be anything left out, from Dining to Insurance to Taxes, but you can assign any expense or item you need to. Indeed, we were particularly impressed with the way this program manages to combine the total flexibility of a spreadsheet tool with excellent assistance and ready-made solutions. It had us budgeting in no time flat, and it shows the real appeal of the envelope method.

Nearly everyone can benefit from a good budgeting tool. CommonCents' combination of comprehensive coverage, flexibility, and ease of use with the commonsense envelope method definitely sets it apart from the crowd and earns our recommendation.

Editors' note: This is a review of the full version of CommonCents 3.3.73.520. The trial version is limited to 60 days only.
 
read more +

Publisher's Description

+
 
read more +
User Reviews
+

Results 1–7 of 7

1 stars

"Will not import .qif from iBank"

June 22, 2011  |  By gsmiller88

 |  Version: CommonCents 3.8.88.604

Pros

60-day trial

Cons

Will not import my .qif file, ugly interface

Summary

Cannot get CommonCents to 'load' my .qif file exported by iBank. It gives me some message about it not containing bank statements or some crap. I have not had this issue with any other software but CommonCents.

Reply to this review Read reply (1)

Was this review helpful? (0) (2)

4 stars

"Great program"

June 14, 2011  |  By stinkytotes

 |  Version: CommonCents 3.8.88.604

Pros

Good budgeting platform

Cons

None found

Reply to this review

Was this review helpful? (0) (1)

5 stars

"The 1 program I found that allows me to budget biweekly"

April 26, 2011  |  By MJandKids

 |  Version: CommonCents 3.8.88.604

Pros

*Budget each paycheck in advance with virtual envelopes
*Budget each monthly paycheck by month and budget each bi-weekly paycheck every other week (or however you receive your pay)

Cons

Would like an option to sort in Memorized transaction manager by order of payment date of each month. Would like to see it automatically show cleared transactions, rather than having to enter C for each one.

Summary

We've tried numerous products in our search for what works best for our family. This program won because it was the only only one that allows us to budget each paycheck individually as we are scheduled to receive it. Since one check comes bi-weekly and another at the beginning of each month, we have each programs required us to break down our bi-weekly pay into 12 months (which isn't what we wanted to do), or they required we have a month's expenses in our checking account before we could budget what we earned each month.

There is a learning curve, but the pros far outweigh the cons. It is a good product and one which will help you plan and keep track of your spending, regardless of how much you earn. I am certain that we found more than the $35 we spent on the program in the first month of using it.

Reply to this review

Was this review helpful? (2) (0)

4 stars

"simple envelope based budget software"

April 02, 2011  |  By saagmom

 |  Version: CommonCents 3.8.88.604

Pros

envelope based budget software
customizable envelopes and reports
capable of multiple vaults/ files

Cons

I have not been able to find any.

Summary

I tried Quicken and Quickbooks, neither one is very easily adaptable for personal use. This program is designed for the personal user. The few times I have needed to contact customer service, I have received courteous service from people that really do want to help. In fact, I have even made suggestions for future upgrades and the response I received was very welcoming and happy to receive the suggestions. Thank you enDevelopment for creating an envelope based budgeting program that is affordable, easy to use, and does what it is supposed to do.

Reply to this review

Was this review helpful? (2) (0)

4 stars

"Envelope budgeting rocks!"

March 28, 2011  |  By seosean220

 |  Version: CommonCents 3.8.88.604

Pros

This is the only software which seems to have all the features are need. Goal setting and tracking works specially good for me.

Cons

None that I have tracked

Summary

I would recommend this budgeting software to everyone. They have a free fully-functional trial version.

Reply to this review

Was this review helpful? (1) (1)

3 stars

"Good Program"

March 14, 2011  |  By ckclassic2

 |  Version: CommonCents 3.8.88.604

Pros

Easy to add account info

Cons

Annoying trial reminder & registration page every time program opens

Reply to this review Read reply (1)

Was this review helpful? (1) (0)

5 stars

"Great , two users on Home Network System can use it !!"

February 18, 2011  |  By Lance01080

 |  Version: CommonCents 3.8.88.604

Pros

Sets up just the way you want. We both use it at home and can share it on our home network, other software don't let you.

Cons

None yet. Still on its first 5 weeks.

Summary

Ease of use +, I am an accountant so it is easy for me. My wife is not but she likes it to.

Reply to this review

Was this review helpful? (2) (0)

Results 1–7 of 7

Add Your Review

Login or create an account to post a review.

You are logged in as . Please submit your review for CommonCents
Add Your Review

The posting of advertisements, profanity, or personal attacks is prohibited.
Click here to review our site terms of use.

Update your review

Since you've already submitted a review for this product, this submission will be added as an update to your original review.
Submit

The posting of advertisements, profanity, or personal attacks is prohibited.
Click here to review our site terms of use.

 
see all reviews +

Full Specifications

+
What's new in version 3.8.88.604
Version 3.8.88.604 may include unspecified updates, enhancements, or bug fixes.
General
Publisher enDevelopment
Publisher web site http://www.enDevelopment.com
Release Date February 06, 2011
Date Added February 07, 2011
Version 3.8.88.604
Category
Category Productivity Software
Subcategory Personal Finance Software
Operating Systems
Operating Systems Windows XP, Windows, Windows 2003, Windows 2000, Windows 7, Windows Vista
Additional Requirements This is a maintenance release that fixes a few minor bugs.
Download Information
File Size 12.68MB
File Name CommonCents_4_0_Setup.exe
Popularity
Total Downloads 41,061
Downloads Last Week 10
Pricing
License Model Free to try
Limitations 60-day trial
Price $34.95

Previous Versions:

Add to my list Report a problem
 
read more +

More Products to Consider

Close[x]

Submit a problem report for CommonCents

Please describe the problem you have with this software. This information will be sent to our editors for review.

Problem:

The Download.com Installer isn't working as expected

The download link does not work

The software has a newer version

The product contains malicious software

Other

Description:

Please select a feedback type.

Please enter a description.

Submit Problem Report

Close[x]

Problem Report submitted

Thank you for submitting a problem report! The Download team is committed to providing you with accurate software information.

OK