iBank 4.2.5 for Mac - Free download and software reviews - CNET Download.com

iBank for Mac

CNET Editors' review

iBank is a full-featured financial management app that can help you track bank and credit card accounts, keep an eye on your investment portfolio, generate a variety of reports, and help with budgeting and planning.

iBank's interface has a very Mac-like feel: a toolbar sits over two panes, one for sources on the left and one for a transaction register on the right. Unlike the previous version of iBank, transaction editing happens right in the register view, with drop-down tools for categories, splits, and memos, and you can perform calculations when entering amounts. The right pane is also where you look at charts and reports (which update dynamically as you change data, and which you can print easily), and you can also use a visual, "envelope-style" budgeting system here (which lets you set up envelope icons for different budget categories, allowing you to carry money forward or swap between envelopes). Templates make entering repeat transactions easy (as iBank remembers the criteria of past transactions), and "smart accounts" let you set up dynamic, user-defined categories similar to iTunes' smart playlists. iBank also includes a number of really handy extras, like camera integration (so you can snap a pic of a receipt and tie it to a record), good support for MobileMe and iBank's iOS app, and a flexible and robust system for importing data directly from financial institutions (along with support for OFX, QIF, and QFX files).

iBank still has some shortcomings (for example, there's still no online bill-pay), but otherwise this app hits the sweet spot between power and simplicity, at an affordable price. If you're looking for personal financial management software, iBank is one of the best in this category, and its 30-day, full-version trial is definitely worth checking out.

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All User Reviews
  • All versions:

    2.9 stars

    out of 84 votes

    • 5 star: 18
    • 4 star: 17
    • 3 star: 14
    • 2 star: 10
    • 1 star: 25
  • Current version:

    2.8 stars

    out of 12 votes

    • 5 star: 2
    • 4 star: 3
    • 3 star: 1
    • 2 star: 2
    • 1 star: 4
  • My rating:

    0 stars

    Write review

Results 1-10 of 12

  • 4.0 stars

    "Great Financial Management App"

    November 23, 2011  |   By offthewaggoner

    Version: iBank 4.2.5

    Pros

    Downloading and importing functions are quick and easy to use; reconciling information from quicken is a breeze; interface looks really nice, mobile app for the iphone syncs up fantastically.

    Cons

    Can be rather slow at times; a few glitches; some import transactions showed up that shouldn't have.

    Summary

    For a while now, I have been using Quicken 2007. Since intuit's software hasn't been updated and isn't compatible with Lion, I had to start looking for other options. The iBank app stood out to me due to its syncing capabilities with the iPhone. I'm always traveling, so I figured it would be nice to enter a transaction on my phone and have that information automatically go to my desktop. This app really does the job!

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  • 1.0 stars

    "Horrible solution to the Quicken for Mac Problem"

    November 14, 2011  |   By alphabet1000

    Version: iBank 4.2.5

    Pros

    Compared to Quicken, absolutely NONE

    Cons

    Compared to Quicken, absolutely EVERYTHING

    Summary

    If you have ever been a Quicken for Mac user that needs full blown investment account support, this is a terrible product. It is far, far inferior to Quicken in every way [way too many to list], but particularly for investment accounts. If you don't need investment account support [history, cap gains, etc] just use Quicken Essentials.

    If you need full investment support, there are two options:

    1. Don't upgrade to Lion and continue with Q for Mac 2007 until they come out with the new full Mac version. I have confirmed numerous times with Intuit that they are working on a new full blown Q for Mac product but have no target date yet. Could be 2012, could be 2013.

    2. Put Windows on your Mac and buy Mac for Windows.

    Again, I cannot emphasize how horrible iBank is vis vis full-blown Quicken. I have been using it for 8 months and HAVE HAD IT. If you really, really enjoy frustration, go for iBank!

    But for me, total frustration/bad customer experience is not part of the Mac experience, so I'm upgrading my Mac, adding Windows, and buying Q for Windows.

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  • 4.0 stars

    "Seems like good Quicken replacement"

    September 25, 2011  |   By rbullockv8

    Version: iBank 4.2.5

    Pros

    Accurate import of Quicken for Mac 2006 data (but it took a loooong time). Pretty easy user interface. Robust user forum. Reports are simplistic, but work for me. Bank activity imports and reconciling not too difficult--easy after a few times.

    Cons

    Could be a little more intuitive in reporting (having to eliminate categories and accounts). Bank activity imports mess up if you have duplicate check numbers (a lot of history), even if dates are years apart.

    Summary

    I ran Quicken 2006 for Mac, SEE Finance, and iBank side-by-side for a few weeks. I found SEE Finance (SF) difficult because the data fields don't remain in static position from account to account, depending on the type of account (i.e., more info fields in some than others)--therefore, the final amount field changes places.
    I found the iBank reconciling process much easier than SF, and actually easier than Quicken. Kudos.
    Reports are harder than Quicken. No Quick Report feature. But once I got the reports set up, they seem to work fine and pretty much subtotal things as I want them to (by Category).
    Account names and totals are easy to track on left-hand Navigation pane.
    Tip: Use brackets [ and ] as - and + are used in Quicken to decrease/increse dates and check numbers. Glad I finally found that trick.
    Backup is automatic, and I also use Apple's Backup utility to copy the data file to Dropbox as a second backup.
    Took me about 4-5 statements to feel comfortable with reconciliation process, so give it a few times. Tip for first reconciliation: Do your current statement first and click the padlock so that one is done. Then do a single reconciliation of everything from the beginning of the account up to the day before the current statement date (usually zero opening balance and whatever start date for the first transaction). This reconciles everything up through your current statement and sets you up for the next one.
    Transaction Templates are used for filling in info, but these are not super intuitive. Still getting used to these. They mess up when I have one for Costco with payment type as Debit card, then enter a transaction where I used an American Express card. When the auto-fill happens, it changes the Charge (AMEX) designation back to POS (Debit) so I have to manually change it again. Doesn't make too much difference to me, but frustrating.
    OVERALL: I really like iBank. In fact, I like it better than Quicken 2006 for Mac. I downloaded iBank for iPhone and have been using it for a few days (maybe 10 transactions). I sync over my Wi-Fi network and it's been great. Quick and easy. Wish it was free instead of $4.95, but...

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  • 5.0 stars

    "Excellent Quicken replacement for Mac OS X Lion"

    September 23, 2011  |   By scooper1

    Version: iBank 4.2.5

    Pros

    Commendably logical and attractive interface. Excellent email support. Covers all the account, transaction and report types needed by the average user. Good Help system and manual.

    Cons

    Stronger report creation capabilities would be welcome for some users. Investment analyis functions are basic though adequate for many users.

    Summary

    After running iBank 4 and a couple of contenders (on Lion) in parallel with Quicken 2007 (on Snow Leopard) for around two months, I've settled on iBank as my Quicken replacement. It has proved capable of doing everything I really need, and a large proportion of the 'handy but not essential' stuff as well.

    Importing data from Quicken 2007 to an alternative application is one of the critical areas of any evaluation. iBank (in my case) failed to import only some historical data on the unit prices of some non-listed funds, which I can restore manually one day if the need arises.

    My evaluation ran for a sufficient time to include all my normal and occasional transaction types, in parallel with Q2007, and care was taken to check that all my needed reports produced results that agreed with Quicken's. A few small problems encountered during my evaluations were quickly resolved via email to iBank's excellent support crew, though in general I was able to find the answers to my questions in the application's Help files. The iBank interface is commendably clear and easy to work with, which helps a lot.

    While I'm very happy with my final choice, be aware that your needs are not necessarily the same as mine. For various reasons I don't download transaction data from any of my financial institutions; neither do I print checks. My investments are confined to regular listed stocks and mutual funds with no complications. I have found that while iBank lacks some of Quicken's sophistication in displaying investment data and analysis, it is adequate for my needs.

    Different people have different needs of their financial management applications, but I believe iBank will satisfy most users very well, and it should certainly be included in any evaluation of such applications.

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  • 1.0 stars

    "Failed to accurately download credit card information."

    August 12, 2011  |   By 111Frank

    Version: iBank 4.2.5

    Pros

    Pleasant interface appearance.

    Cons

    Citi Bank credit card transaction download suspect.

    Summary

    iBank did not accurately download credit card information. As a result, I cannot trust anything else that it does - plain and simple.

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  • 2.0 stars

    "Poor customer service"

    August 12, 2011  |   By Mike Kuhlin

    Version: iBank 4.2.5

    Pros

    A worthy substitute for Quicke.

    Cons

    Customer support has left me stranded.

    Summary

    I've tried working with iBank customer service for more than 6 weeks now to get an issue resolved: when opening iBank thru the app, it always wants to set up a new account, instead of defaulting to the account with the data. The response to my problem has been courteous, but not productive. It seems, if the service rep can't fix it, and she escalates the issue to the developers, it's a dead end. I had read good things about iBank's customer support, but "not so" for me.

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  • 1.0 stars

    "Inadequate Reporting Capability Overrides Many Pros"

    August 9, 2011  |   By dgkanter

    Version: iBank 4.2.5

    Pros

    Excellent job importing 20+ years of Quicken for Mac data; generally a good, modern, user interface; able to set up Direct Connect with banks I use; and reconciling works well (after a bit of a learning curve from Quicken's process)

    Cons

    Limited (no quick reporting or easy global reporting), awkward to set up, and poorly displayed (columns fixed and can truncate important data) reporting. Some uncontested instances of erroneous reporting. No "class" tagging available.

    Summary

    iBank started out for me as what seemed like a slam-dunk as a replacement for my Quicken 2007 for Mac--something I wanted to do, regardless of whether I update to OS 10.7 (Lion) and can't then run such a PowerPC program, to finally be rid of any Intuit program because they never really supported the Mac and the release of their emasculated Quicken Essentials for Mac was the final insult. As noted in the Pros, it did a fabulous job in importing a QIF from Quicken 2007 for Mac and, with only a modest learning curve, I was able to readily use their user interface; however, once I tried to get reports to fulfill my not-that-sophisticate needs, I found myself stymied so while iBank would be a good academic exercise in data storage for me, it wouldn't be a practical program for me. I need no less than the basic reporting capability provided by Quicken 2007 for Mac. A Quick Report capability for instant reporting across all account is not available. The straight-forward, multi-condition, report generation isn't there. While iBank's reports offer eye candy (e.g., integral pie charts and graphs), it's the line-by-line data that I need--and the output format can't have fixed column widths that truncate long entries (e.g., categories with sub-categories). And the absence of a "class" tagging capability is a major hinderance. (iBank's workaround is to expand its category set with each category/sub-category that would use a "class" having an additional category entry containing the "class" identification.) And finally, all interaction with the company is by e-mail or forums. While that, in and of itself, isn't a killer for me, the company provides no feedback on just where it stands on fixing deficiencies that have long threads reporting concurrence by multiple users. The only feedback I saw over the 30-day trial I gave iBank, the daily viewing of its forums, and the posting of my issues with the latest software, we posting by their technical staff of having counted as a "vote" for a change some postings and advice to see their blog for insight into when changes might be forthcoming--but that blog provided no such insight. So, with a big sigh, I'm still looking for a personal financial program that'll serve me going forward.

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  • 5.0 stars

    "Best Choice for Mac Investing + Banking"

    August 8, 2011  |   By antyx

    Version: iBank 4.2.5

    Pros

    *Will work with Lion OS
    *Can do almost anything that the old Quicken could do
    *Excellent e-mail support when the User Manual is not enough
    *IGG is pretty responsive about fixing bugs and making improvements

    Cons

    *Downloading transactions and reports to Excel is possible, but less straightforward than in Quicken
    *Some payee addresses are hard to configure on printed checks

    Summary

    iBank bails out the Mac user from Quicken's abandonment of the Lion OS - and, they don't force you to buy the new edition every few years to continue to download stock quotes. Routine bank and investment transactions are easy - but the Quicken user who wants to download to Excel needs to learn the odd iBank approach - to create a report, then drill down into it, then drag into an Excel spreadsheet.. And, there are some Payee Addresses which I have not yet learned how to persuade iBank to print correctly - Quicken has a more intuitive approach that lets you configure the check visually, and doesn't depend on fishing an entry out of the Mac Address Book. In summary -- to handle banking and investments with a single app, iBank is the best - nay, the ONLY - choice once you go forward with Lion OS. And the joy of getting rid of Quicken/Intuit makes it worthwhile even if you don't upgrade to Lion! I recommend iBank.

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  • 1.0 stars

    "Poor Support- No Response- unable to install purchase"

    August 8, 2011  |   By mizzxtc

    Version: iBank 4.2.5

    Pros

    Rapidly fading

    Cons

    Cannot install purchased disc after using free trial download. Support response is so slow as to be non-existent. Forum questions on this topic have gone unanswered. In fact all questions since purchasing have gone unanswered.

    Summary

    I saw during my trial usage that this program seemed to be exactly what I needed to get off Quicken. I was VERY HOPEFUL, but honestly can't say much since I can't install the disc I purchased. Now, I am looking into other options, since after this experience I am very concerned that IGG's customer support will remain non-existent should further issues arise.

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  • 4.0 stars

    "Easy replacement for Quicken 2007"

    August 4, 2011  |   By rla10

    Version: iBank 4.2.5

    Pros

    Ease of setting up and importing qif's.

    Cons

    Moderate learning curve

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Results 1-10 of 12

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