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Vertex42 Mortgage Payment Calculator 1.0.1

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Features

  • License:

    Free

  • Editor's Rating:

    4.0 stars

  • Average User Rating:

    3.0 stars (out of 3 votes) Rate it!

  • Downloads:

    22,147

  • Operating Systems:

    Windows Vista, Windows XP

  • Additional Requirements:

    Windows XP/Vista, Microsoft Excel 2000/2002/2003/2007

  • Limitations:

    No limitations

  • Date Added:

    November 03, 2008

Publisher's description of Vertex42 Mortgage Payment Calculator

Vertex42 Mortgage Payment Calculator screenshot
From Vertex42:

Use this simple spreadsheet to calculate and compare the monthly payment for different mortgages. See how soon you could pay off your home by making extra payments. Calculate the equity in your home after a specified number of years. Customize the spreadsheet to suit your needs. The download also includes versions that can be opened in OpenOffice Calc. Works for both US and Canadian mortgages.

This version is the first release on CNET Download.com.

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Editor's review of Vertex42 Mortgage Payment Calculator

  • 4.5 stars

  • "Works with Excel"
  • Reviewed on: June 1, 2009
  • Version reviewed: Vertex42 Mortgage Payment Calculator 1.0.1

If you are planning to purchase or refinance a home, the Vertex42 Mortgage Payment Calculator is a competent tool for you to see how much that home will cost over time.

The Vertex42 Mortgage Payment Calculator takes the work out of setting up one's own Excel spreadsheet, as it is, essentially, an Excel spreadsheet (it works with your Excel program). With the Vertex42 Mortgage Payment Calculator, you can compare up to five possible mortgages. And just like in Excel, if you have even more variables to consider, you may insert more columns. Easy to manipulate and manage, this simple spreadsheet offers information in a clear, logical way. But home buyer beware: the calculator does not take into account closing costs, property taxes, or insurance, and it assumes a $10,000 down payment on its loans (which is easily remedied with a keystroke or two).

The calculator's logically arranged information makes the comparison of several loan scenarios a breeze. Speaking of easy, you can also tweak variables so that you can consider the impact that adding years or payments (including paying bimonthly) can make in the life of a loan. Although there are lots of competing financial calculators available, the free Vertex42 Mortgage Payment Calculator does its job as promised and without any fuss.

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