Mint.com Personal Finance

Mint.com Personal Finance

Editors' Rating:
4.5
Outstanding
Average User Rating:
2.4
out of 8 votes
See all user reviews

Quick Specs

Version:
1.18
File Size:
1.83MB
Date Added:
July 27, 2012
Price:
Free; Requires Android phone
Operating Systems:
Android 2.1/2.2
Total Downloads:
3,437
Downloads Last Week:
5
Product ranking:
Additional Requirements:
Compatible with 2.1 and above.

Editors' Note: The "Download Now" link directs you to the Android Market where you must continue the download process. This download may not be available in some countries.

Editors' review

Trying to stick within your budget is no easy task when you're guessing at your balance. Mint.com's free personal finance service and companion mobile apps change that.

After giving Mint.com access to your bank, credit card, and investment accounts, the password-protected Mint.com app can monitor your accounts, your budget, and even your cash flow. The app presents your money matters in summary form, with the capability to drill down to the item level of a purchase. Follow the trail to the end to edit an item's transaction details or jot down notes or tags.

While previous versions of Mint were largely read-only, the app has come a long way. Now you can set up and mange budgets from anywhere. You can also add transactions as well as new banking and investment accounts to your Mint profile, right from the app.

Mint takes advantage of the Android platform's home screen widget and Live Folder features so you can view your assets without opening the app -- assuming you're not shy about keeping financial details within eyeshot of others. The widget gives you readings for cash and credit debt, and provides a shortcut to booting up the full app. It would be nice if it also listed out alerts and bill reminders, though that would, of course, take up quite a bit of Home screen real estate.

While Mint for Android phones is certainly serviceable, the app running on a tablet is absolutely stunning. It offers many of the visual elements of the full Web site, including charts of your spending, graphs for budgets, and attractive icons. And everything is beautifully laid out in a multipanel interface. Meanwhile, the phone version is largely text-based.

Publisher's Description

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All User Reviews
  • All Versions:

    2.4

    out of 8 votes

    • 5 star: 2
    • 4 star: 0
    • 3 star: 0
    • 2 star: 3
    • 1 star: 3
  • Current Version:

    3.0

    out of 5 votes

    • 5 star: 2
    • 4 star: 0
    • 3 star: 0
    • 2 star: 2
    • 1 star: 1
  • My rating:

    0 stars

    Write review

    Results 1-5 of 5

  • 5 stars

    "Free financial software - much appreciated."

    November 13, 2013   |   By NE-Coastie

    Version: Mint.com Personal Finance 1.18

    Pros

    Great graphs/charts. Can edit and split transactions. Categorizes all transactions and once you change a category once, it will place item there for future transactions. Has goal planners and budget outlays. Will email you if you exceed a budget or if a credit card payment is coming up. You can compare month to month expenditures.

    Cons

    Doesn't connect with all my accounts. Some banks don't support the software. You can, however, request a bank be added if it is not currently.

    Summary

    It's free and has very useful features. Gives me just the snapshot I need.

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  • 2 stars

    "Nice Idea, but too many problems to be useful"

    March 28, 2013   |   By Rubble, B

    Version: Mint.com Personal Finance 1.18

    Pros

    All your accounts, live, in one location.
    Free.

    Cons

    Missing transactions.

    No way to force an update to get missing transactions.

    Duplicate and Triple copies of some transactions. Don't get why.

    Security Questions for some accounts are problems. Forgets some, locks up accounts if doesn't know them, no way to force learning them.

    Customer support was responsive, but didn't read the issue well enough after two attempts to actually recognize the issue. Given this is a free application, I was impressed that I got a response at all though, so I'm certainly not going to complain about that. It's just too bad, because I was quite willing to work with them to solve.

    Summary

    I think the issues I had could be resolved in a fairly reasonable way. Maybe They will read this...
    1) Add transaction verification. Either an automatic run or a manually requested function. this could identify the missing and duplicate transactions. (I'm making the assumption that there will always be the opportunity for errors: bank changes system, session cut short, etc. - things that mean it can't always be done perfectly when the transaction update occurs - so verify.)
    2) Create an account mode that never tries to log into the account accept when the user is logged in and requesting a connection. This could reduce the issue of account lock ups and security question learning.

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  • 2 stars

    "Sleek but ridiculously rigid making it pretty useless"

    October 13, 2012   |   By nuijel

    Version: Mint.com Personal Finance 1.18

    Pros

    Beautiful interface.
    Good and easy interfacing with many types of accounts.
    Overall, good job at categorizing bills
    Nice rendering of spending trends

    Cons

    Way too inflexible:
    - Very limited scope for editing categories. For instance, my mortgage, power bill and Ikea bills all appear as "home" spending, so in trends, I see one big undifferentiatied category including recurring and discretionary spending.
    - My mortgage is from an insurance company. It didn't appear in Mint's list of banks and I have no login for that account, so Mint simply refused to add my mortgage. It is all the more annoying as it would be so easy to allow, so it is a kind of philosophy that Mint wants you to provide account information or you can go to hell.

    Summary

    The bottom line is that I don't really see the use of Mint. If I can't take action as I can in the original providers' account (like paying bills), and if I cannot customize the display of those information in one single place, adding all information that I see fit, what is the point?

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  • 5 stars

    "Great way to manage money."

    August 24, 2012   |   By YourMotherPlaysCardGames

    Version: Mint.com Personal Finance 1.18

    Pros

    It automatically updates all your account transactions and balances--credit/debit cards, savings accounts, investments, debt, etc. It's also very user friendly and easy to use.

    Cons

    None thus far!

    Summary

    I love this app so much! Mint in itself is a very good idea, and I highly recommend making an account. The website helps you find good deals in terms of savings/checking/credit/etc accounts (you put your opening deposit in, and it lists all the savings accounts in order of interest rate). And with the application (which reminds you of bills you need to pay if you set it up) is just a lovely addition.

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  • 1 stars

    "Left after 15 minutes"

    August 12, 2012   |   By panton41

    Version: Mint.com Personal Finance 1.18

    Pros

    An online bank ledger is a good idea. I use multiple devices and it would mean I don't have to be slaved to my desktop to know what my exact balance is.

    Cons

    You can't set an opening balance. Apparently something you learn in Home Ec in high school is an "advance feature." It assumes the bank's reported balance (which includes pending transactions) is the Word of God and won't let you change that balance in any way to reflect the fact transactions were pending and need to be account for. Their official line was to call it an "idea for a feature." Sorry, that's not a "feature" that's basic functionality.

    Summary

    Don't even bother.

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  • Results 1-5 of 5

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