Home Credit Card Manager

Home Credit Card Manager helps you keep a close eye on your spending and credit card balance. While it has the capability to be precise, the amount of labor involved in using it could turn some users off.

The program's interface is fairly intuitive, thanks to a labeling system that walks you through all the data to be entered into various fields. However, if you get confused, there is a Help file. Home Credit Card Manager is simple to organize and manage. You begin by entering the name of each of your credit cards. The program builds a separate database for each. From there, you enter your most recent statement balance; next, you can type in all your transactions. The program tallies up all your payments and deductions and applies the totals to your current balance, so you get a good idea of your financial standing. The program's finest feature is its ability to run reports. Yearly totals and comparisons are a simple button-click away and provide a quick overview of the data. While we were happy with the results, there was a great deal of manual data input. The program attempts to counter this problem by allowing users to import transaction data, but the process lacks useful direction, and so does the description in the Help file.

While Home Credit Card Manager offers an exact look at your credit card and spending habits, the amount of work involved may turn some users away. Home Credit Card Manager is freeware.