From Lincoln Beach Software:
ImageElements Picture Framer can put your photos in a virtual picture frame for print or web use. Take any picture and instantly wrap a frame around it. Simply load your photo, select your frame and save it. Shadows can be added as well, this works out really nice to pop your photos off the page. The included frames, as well as the CD frame pack add-on look like frames you would find in a professional frame shop. Beautiful results in a snap. With IE Picture Framer there is no need for those high priced photo tools. If you have a plain picture frame that you want to put your picture in the using one of these beautiful virtual frames will really make it shine.