Icon of program: MyOwnPayday

MyOwnPayday for Windows

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Editors’ Review

Download.com staff
myOwnPayday is a financial management tool focused exclusively on navigating your finances between paychecks. It provides a clear view of your financial standing to ensure you pay bills on time without complex budgeting or accounting.

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MyOwnPayday 0/1

  • Pros

    • Manages month-to-month personal finances
    • Focuses on paying bills on time
    • Provides continuous visibility of your financial position
    • Includes a checkbook balancing window

  • Cons

    • Lacks budgeting program features
    • Does not track or categorize individual transactions
    • No check register functionality is included
    • Excludes tax preparation tools
    • No investment or wealth management features
Icon of program: MyOwnPayday

MyOwnPayday for Windows

Download now

Used MyOwnPayday for Windows?

Explore More

Full Specifications

GENERAL
Release
Latest update
Version
1.4
OPERATING SYSTEMS
Platform
Windows
Operating System
  • Windows XP
  • Windows ME
  • Windows NT
  • Windows Server
  • Windows 10
  • Windows Vista
  • Windows 7
  • Windows 98
  • Windows 2000
  • Windows 2003
Additional Requirements
None
POPULARITY
Total Downloads
112
Downloads Last Week
11
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Developer’s Description

By 2 Good Software
Manage your month-to-month personal finances.
myOwnPay is an innovative approach to personal financial management that was created out of practical necessity. It is like no program you have ever experienced. First, a brief description follows of what myOwnPayday will not do. This software is so different from other programs in the same genre that it is important that you understand up front what to expect.

This is not another budget program. Nor is it an accounting based program like the leading money management software. When using myOwnPayday, you do NOT keep track of, and record every penny you spend. Nor do you enter and categorize every check you write. In fact, myOwnPayday does not have a check register; only a checkbook balancing window.

This program is also not designed to help you prepare your taxes. Nor is myOwnPayday about investments, the stock market, or any other of the many facets of building wealth.

myOwnPayday is concerned solely with the issues of getting comfortably from payday to payday while paying your bills on time. Once you have these basic aspects of your financial life in order, peace of mind is normally not far behind. As an added bonus, after using myOwnPayday for a few months, investments and building wealth may become viable options.

When it comes to managing your month-to-month personal finances, it doesn't matter how much you make. What's important is that you have a tool that allows you to continually see where you are, and where you are headed. myOwnPayday provides that tool.

myOwnPayday is for anyone who wants to have "more money than month" instead of "more month than money," and who is willing to make the changes to their lifestyle that may be necessary. That item on changing your lifestyle is not meant to scare you. The changes are simple and should not be an undue burden. See the Introduction to the user guide for more information.

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