By Paul Wainwright Free Editors' Rating

Editors' Review

Download.com Staff Jul 24, 2011

USB money...now that's what we call a peripheral! While USBMoney is free software, not free money, using this personal finance manager might make you think you're finding free money if it helps you keep more of what you earn. USBMoney is a portable personal finance manager that is designed to keep all your financial details in one place, such as a USB drive, memory chip, or other devices or media. Since it's completely portable, it can run on any Windows machine. It imports and exports data as CSV/QIF files, so it's completely compatible with Quicken, Microsoft Money, and other popular tools. It handles multiple currencies and can download up-to-date exchange rates online.

We extracted USBMoney's zipped executable and clicked it to open the program. USBMoney uses a simple, intuitive split view, with Current Account data separated from Transactions Pending by a toolbar. The table headings are similar in each view and include Date, Detail, Source, Destination, Action, Category, and Amount. There are two ways to enter one's financial data in USBMoney: import it, or enter it manually. DWe started by clicking Credit under Current Account, which called up a wizard-like box for entering and saving our account details. The ebit, Transfer, and other controls on the toolbar all used wizard-like pop-ups that made entering detailed data quick and easy. Under Transactions Pending, we clicked Add Transaction, which involved a process similar to the Current Accounts. We were impressed with the list of world currencies; apparently, USBMoney handles all of them. When we'd entered all our balances and debits, USBMoney displayed our available cash until next payday, cash account balance, total, and balance in a summary field, while the Transactions Pending displayed our total debits until next pay.

The program downloads with an indexed Windows-style Help file, but we couldn't open it, and attempts to render the product's Web page failed in three up-to-date browsers, so we were unable to get any help that way. But USBMoney isn't a challenging app--far from it. It's designed to be quick and easy to use, and that's how we found it to be.

Full Specifications

What's new in version 4.0 Build 783

Version 4.0 Build 783 adds Windows 7 Support.


Release October 21, 2010
Date Added October 22, 2010
Version 4.0 Build 783

Operating Systems

Operating Systems Windows, Windows 98, Windows 2000, Windows XP
Additional Requirements None


Total Downloads 6,118
Downloads Last Week 0
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Developer's Description

USBMoney is a simple multi-currency personal finance program designed to keep all financial details in one place. Transactions can be either entered manually or imported via downloaded CSV/QIF (Comma Separated Value/Quicken Interchange Format) files or a combination of both approaches.

QIF files are used by Microsoft Money and Intuits Quicken. USBMoney is a portable application and is designed to run on a USB drive. Exchange rates can be downloaded from the Internet. Version 4 build 780 fixed currency conversion error on Run debit's.

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