Rubies is a Digital Bank that disrupts regular banking as we know it by providing 100% digital top-notch services and technology at its peak.

With Rubies, you can

Decide what your account number looks like

Open an account in a minute

Get free Debit cards and have us deliver to you at no cost.

No hidden charges

Request money

Earn 20% income on friends you bring on board

Dont just bank. Be Free.

Freedom, sincerely yours.

Rubies is a fully Digital bank that gives you financial freedom.

Do more than just banking, be

Decide what your account number looks

We aim at providing Banking Democracy (decide everything that goes on in your account) to Nigerians.

Some of the offerings are:

i. No Maintenance fee

ii. Free Debit Cards: Also comes with an option of free delivery

iii. Independent Banker: Refer people and earn every time they transact on Rubies

iv. Customizable Account: Decide what your Account Number looks like

v. Proximity Transfer: Transfer money easily to friends on Rubies around you with a single tap

vi. Open Account: Get an account on the fly, from anywhere (App, Website).

vii. Request Money: Request funds from friends on Rubies with a single button

viii. No Hidden Charges

Do more than Banking, live!