This program provides both current and prospective homeowners with a quick way to calculate mortgage, amortization, and value information. When we first opened PerSense, we were a bit confused, as we found ourselves staring at an empty screen. However, once we poked around a bit, we discovered that the Screens menu items bring up individual tools for determining different home-ownership calculations. If you need to figure out your mortgage payment, you enter such information as total price, percentage down, amount of loan, and interest rate. The amortization tool will tell you how long it will take you to pay off your loan, while another tool will let you determine the present and future value of your investment. PerSense is certainly a niche product, but its target audience will likely find it saves time.
I have used PerSense for years. I enjoyed making money with it.
Sid Oper
Pros
The vast assortment of programs to both make and save money. I also run accelerated programs for both friends and family and they love saving money.
Cons
I do not have a program available to me since I changed over to Mac. I hope you have a fit for Mac.
Summary
Its present value feature is a treasure if you buy paper.
Pros
Cons
Summary
A nice conversion from the former DOS product. I marked the program Excellent-minus. If the arbitrary loan payment screen were added, it would be an Excellent-plus
Carry out complex financial calculations.PerSense is a complete financial calculator, designed to make complex computations accessible to everyone who needs them. You can calculate simple loans with APR. It's a flexible loan calculator for structured loans. You can determine present and future value calculations, ROI calculations, and tax interest amounts. You can compare investment options and choose between lease and purchase. It has a simple interface, with hidden power.