Budget Calculator for Windows

By NWC
Free
User Rating

Used Budget Calculator for Windows?

Editors’ Review

Download.com staffFebruary 26, 2026

This budget calculator helps you manage monthly expenses and visualize income and outgoing costs down to the paycheck level. Itemize and categorize expenses for clear financial oversight.

Pros
- Manages and categorizes monthly expenses.
- Budgets expenses down to the paycheck level.
- Visualizes income, expenses, and debts.
- Itemizes expenses by user-defined categories.
- Shows remaining funds per pay period.
Cons
- Does not match bank account balances.
- Not designed for advanced financial tracking like Quicken.

Budget Calculator for Windows

By NWC
Free
User Rating

Download now

Used Budget Calculator for Windows?

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Full Specifications

GENERAL

Release: July 6, 2006

Latest update: February 26, 2026

Version: 3.4

OPERATING SYSTEMS

Platform: Windows

Operating System

Windows 10
Windows XP
Windows 98
Windows 2000

Additional Requirements: Windows 98/2000/XP

POPULARITY

Total Downloads: 21,230

Downloads Last Week: 7

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Program available in other languages

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Last Updated

User Reviews

2/5

4 User Votes

not very good and that is being kind
flloydsSeptember 3, 2013
Pros
ready made
Cons
not fit for purpose
Summary
a simple spreadsheet that anyone capable of using excel could write themselves.
anything is good for 3
bigbiggerbenOctober 31, 2010
Pros
good if you dont expect much
Cons
for thats u get
Summary
good but not that good
protected microsoft eXceL Template
hglasimpsonDecember 9, 2006
Pros
free, simple excel template
Cons
protected, and blank password doesn't work(wanted to change "spare 1" catagory to something like "clothing", but didn't know the password to uprotect the excel sheet).
Summary
unless u have a product code for microsoft works this program won't work
melindabivensJuly 26, 2006
Pros
Cons
I could not use this program even though it says free because i dont have a product code for micosoft works.
Summary

Developer’s Description

By NWC

Manage and categorize your monthly expenses.

This budget calculator was designed to help you manage your monthly expenses. It is NOT designed to match what is in your bank account. The program will help you budget your expense down to the paycheck level. It will help visualize what your owe monthly, what is coming in, and what is going out. It will itemize your expenses and categorize them by type (your choice of the naming scheme). This program will show you how much you have left over a given pay period. That way you will know for this paycheck how much you have spent, and if you are positive all the way around, then obviously you will always have money in the bank. Once you are above water, you can use other programs like Quicken or you can continue to use this program.

Budget Calculator for Windows

Editors’ Review

Pros

Cons

Budget Calculator for Windows

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User Reviews

not very good and that is being kind

anything is good for 3

protected microsoft eXceL Template

unless u have a product code for microsoft works this program won't work

Developer’s Description