Used DiGi KGB - Info and Selfie App for Android?


Editors’ Review

Download.com staff

DiGi KGB - Info and Selfie App, developed by Kerala Gramin Bank, provides mobile-first account opening and account information for Android users. The app enables selfie and Aadhaar authentication to begin savings accounts, shows live balance inquiries and mini-statements, and offers an m-passbook plus financial calculators. It stores downloaded passbook data for offline access and includes a branch locator and bank holiday calendar, aimed at prospective customers and existing account holders seeking quick digital onboarding and balance checks.

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DiGi KGB functions as a mobile-first onboarding and information app for Android, focused on starting savings accounts using selfie and Aadhaar documents. The app generates an account number and IFS code immediately after successful submission, marking the start of the customer relationship. It positions itself as an entry point to the bank's services rather than a full transaction platform, and is distributed through Google Play.

What the app does for account onboarding and basic banking information

How onboarding handles compliance, verification, and reported issues

The selfie account process relies on Aadhaar-backed KYC but requires an in-branch in-person verification within thirty days for full activation, and original documents must be presented. The developer notes this follow-up step as mandatory for regulatory compliance. Play Store feedback cites praise for the selfie flow alongside reports of occasional login problems and practical challenges completing KYC at physical branches.

How the app supports everyday account checks and local service discovery

The app saves downloaded passbook data locally so customers can view transaction history offline, and the m-passbook allows adding personal remarks to entries. Key utilities include

  • Loan EMI and deposit interest calculators
  • Branch and ATM locator using GPS or manual search
  • Bank holiday calendar
These tools suit customers who need reference data and quick financial estimates on their phones.
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DiGi KGB - Info and Selfie App 0/2
  • Pros

    • Selfie Aadhaar onboarding produces immediate account number and IFS code
    • Offline m-passbook preserves downloaded transaction history for later viewing
    • Integrated EMI and deposit calculators for quick financial estimates
    • Branch and ATM locator supports GPS and manual search
  • Cons

    • Requires in-branch in-person verification within 30 days to activate
    • Does not handle fund transfers; the bank's transaction app is required
    • Some users report login issues and KYC completion challenges at branches

Bottom Line

Who benefits from DiGi KGB and where it does not fit

DiGi KGB is a pragmatic gateway for customers who want to start banking tasks on a mobile device and keep local access to their records; it suits people comfortable completing regulatory verification in person after starting digitally. It is less appropriate for users seeking a single app to both open accounts and perform live fund transfers, because transactional services are handled in a separate bank application.


Used DiGi KGB - Info and Selfie App for Android?


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Full Specifications

GENERAL
Release
Latest update
Version
1.5
OPERATING SYSTEMS
Platform
Android
Operating System
Android 15.0
POPULARITY
Total Downloads
261
Downloads Last Week
2

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Developer’s Description

DiGi KGB is a selfie account opening and m-passbook application that is offered by Kerala Gramin bank.

DiGi KGB is a selfie account opening and m-passbook application that is offered by Kerala Gramin bank. It is a light weight, robust and highly informative app that enables the user to create savings bank account instantly. It also gives complete real time information about all the accounts of the customer.

Kerala Gramin bank is the first Regional Rural Bank in the country to launch a such an app.

Key features:

1) Selfie Account Opening - Instantly open a Savings Bank account by uploading a selfie and images

of AADHAAR

2) Mini statements, Balance Enquiry and Passbook of all the accounts, in real time, pertaining to the

Customer

3)Passbook is locally stored in device, once downloaded, which facilitates offline retrieval at a later

point of time.

4) Provision to update user remarks against passbook entries.

5) Locating nearby branches and ATMs based on customer location or by search option.

6) Interest calculators for Fixed, Cumulative, Recurring Deposits.

7) Loan EMI calculator.

8) Calender showing Bank Holidays.


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