Cyber-Chex is a web application for accepting checks remotely. The system allows you to take "Demand" checks from your customers. The term "Demand" check means that you, the business, can print a check on behalf of the client. You simply enter into the system the clients information plus bank routing and account number. When you're finished you can print the check on your laser printer.
-User Friendly
-No check limits, flat monthly fees saves on merchant fees
-System automatically validates the bank routing number
-Allows for multiple users and access levels
-Web-based
Cons
-Some banks may require a special magnetic toner to accept the checks
Summary
Cyber-Chex is easy to use, allows for same day payments and has saved me from costly credit card merchant fees.
This app is great for a small business like mine!
trumanwitherspoon
Pros
No limit on check amount and I don't have to set up any ACH systems. Just get the customer's info and print the check. Also, I don't run up against daily limits when a customer requires multiple transactions.
Cons
I would like to set up a recurring order for supplies.
Summary
This product gives me a very reliable, low cost alternative to normal ACH/EFT products by allowing me to print a check on behalf of my customers. This has helped me close sales and keep customers when other payment options weren't available. Thanks CyberChex!