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Credit Karma for Android

By Credit Karma, Inc. Free Editors' Rating

Editors' Review

Download.com Staff May 31, 2014

Credit Karma Mobile offers straightforward credit reporting with tools that observe all significant incidents that may damage your credit score. Fully integrated with CreditKarma.com, this free application is a great utility for those who want to track their financial standing.


Comprehensive coverage: The main features of Credit Karma are its "Credit Report Card" and "Notifications," which give you up-to-date, instant access to a variety of monitoring tools. The report card breaks down detailed reasons for your credit score; and for a free app, this type of coverage can't be beat.

Accurate reporting: Credit Karma automatically refreshes your credit score each time you log in. We received an email alert as soon as a large transaction was charged to our test account, proving that this application has a quick response time.

Clear-cut menus: The home screen display easily directs you to the three main tabs, while the contrasting design enables you to see all navigational buttons, effortlessly.


Occasional slowness: After inputting our credentials, Credit Karma Mobile took approximately three to four minutes to locate our information. This is noticeably slower than Credit Karma's Web site. Sluggish transitions between tabs occurred after a few minutes of use, but it did not have a significant impact on functionality.

Bottom Line

Credit Karma achieves all of its intended functions, and provides an inviting, painless layout that makes using this application easy. While Credit Karma Mobile does succeed in providing one of the best monitoring services on the market, applications like FreeCreditScore.com offer credit reports from a large number of reporting agencies. However, because Credit Karma is truly free and offers live feedback, we suggest trying out this mobile app.

Full Specifications

What's new in version

- Enhancements and some bug fixes

Stay tuned for more updates, and be sure to share your feedback at comments@creditkarma.com.


Release November 15, 2018
Date Added November 15, 2018

Operating Systems

Operating Systems Android
Additional Requirements None


Total Downloads 1,469
Downloads Last Week 0
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Developer's Description

Make the most of your credit, it's totally free! Start by digging into your credit profile and finding out what goes into your credit scores. Then get important updates with credit monitoring, check out personalized recommendations, even file your taxes for free with Credit Karma Tax.

- Check your scores - Log in anytime to look, it will never hurt your scores.

- Credit Karma Tax - 100% free to file federal and state returns, no matter what your tax situation is. Including live chat, W-2 import making it easy to get your max refund.

- Spot potential ID theft - We'll tell you when your info is in another company's public data breach -- and what you can do.

- Find $ that belongs to you - Search state databases for unclaimed money in your name. There's over $40 billion waiting to be claimed!

- Get money-saving recommendations - Use your credit to qualify for lower interest rates and better credit card rewards.

- Monitor your reports - Get alerted when there's an important change to your reports and challenge errors right from your account.

- Review credit tips - Receive helpful recommendations matched to your profile.

Join more than 80 million members on the path to financial progress. Learn more and sign up at www.creditkarma.com.

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