You won't find secure protocol support or scheduling, but you will be able to download or upload several files at once to and from multiple FTP servers. As should be expected, FTP Now supports the resumption of interrupted transfers. Its strength is in its straightforward and flexible interface; you can move or hide any panel you're not using. Though the program doesn't cache directories for faster browsing, you easily can access upper-level folders in the folder panel.
The only downsides are dialog windows that pop up with every transfer. People who need to occasionally download or upload files will appreciate FTP Now, though its features don't trump those of many freeware FTP utilities.