Wealthfolio for iOS

Explore Wealthfolio, developed by Teymz Inc., a privacy-first personal finance and investment tracker that stores sensitive records locally on your device. The app tracks net worth, investment performance, spending goals, and supports CSV imports plus automated exchange-rate handling. Key capabilities include an AI financial assistant, visual dashboards, and optional end-to-end encrypted multi-device sync. It targets privacy-conscious investors and open-source users who prefer local control without mandatory cloud accounts.

What does Wealthfolio actually do for private investors?

The app takes a local-first approach, keeping data in an SQLite database on the device and avoiding mandatory cloud accounts. It provides net worth aggregation across stocks, crypto, real estate and other asset classes and supports multi-currency handling with automatic exchange-rate management. Visual analytics include charts, heatmaps, and performance views, while CSV import enables migration from spreadsheets. An AI-powered assistant offers performance and risk insights for analysis.

Does Wealthfolio affect device performance or network usage?

Storage and primary processing occur on-device, because the database is SQLite and data lives locally by default. Network activity happens only when you choose optional features, such as the encrypted sync or the connector service for brokerage syncing. On iOS, the local database is included in standard device backups if enabled, so routine backup and restore behavior follows the system's backup settings rather than the app running continuous background uploads.

Is Wealthfolio safe to use with sensitive financial records?

Safety is addressed through open-source licensing (AGPL-3.0) that lets anyone inspect the code, and an optional end-to-end encrypted sync for multi-device use. There is no mandatory account creation, and the developer does not gain automatic access to user data when files remain local. Optional automatic brokerage syncing uses third-party aggregators, which introduces an external dependency separate from the app's local storage model.

Do I need technical knowledge to operate Wealthfolio effectively?

The app supports manual entry and CSV import for straightforward setup, so nontechnical users can track balances and goals without advanced steps. In addition, users who want automatic brokerage syncing must opt into the Wealthfolio Connect connector, which involves linking through supported aggregators. A Progressive Web App and a self-hosted Docker option exist for more technical deployments, while a native Android client is planned but not yet released.

A pragmatic choice for privacy-focused investors with a sync trade-off

Wealthfolio is a sensible option for users who prioritize local control and open-source transparency when tracking investments and net worth. The main trade-off is that automated brokerage syncing and multi-device convenience rely on an optional connector tier that introduces external aggregators. For anyone who accepts that trade-off, the tool delivers a privacy-centered alternative to cloud-first finance apps.