Unacash - online lending app for iOS

Unacash is a mobile lending application designed for Filipino users seeking quick access to personal credit. It provides a streamlined, digital application process available 24/7, allowing users to upload identification securely and track their application status in real time. The app offers transparent loan terms, repayment schedules, and higher maximum loan limits compared to typical micro-lenders, making it suitable for those in urgent need of funds. It predominantly targets Filipino workers aged 18 to 65, facilitating access to short-term loans through mobile devices.

The app focuses on personal lending for emergencies and everyday expenses, with loan amounts ranging from ₱3,500 to ₱84,000. The application process is user-friendly, requiring minimal financial knowledge but necessitating documentation such as a valid government-issued ID and proof of income. Interest rates are disclosed upfront, with an average of 1.53% monthly. As a registered pawnshop, Unacash operates under local regulations, ensuring accountability but limiting accessibility to iPhone users with iOS 12.0 or later.