Instant spending updates. Smart budgeting. Great rates abroad. Emoji
Were a bank, but were trying not to think like one. Open an account with us in minutes, and start getting to know your money better.
Weve been busy for the last few years building the best current account in the world. Now more than 1,000,000 people use Monzo to manage their money and spend around the world. Download the app today to join them.
Manage your money
- Set spending budgets
Set monthly budgets for spending on things like groceries and going out.
- See an easy summary
See an overview of your account any time, with notifications if youre spending too fast.
- Get instant notifications
Get a notification the moment you use your card, before the receipt finishes printing.
- Use your card anywhere
Monzo works all around the world, and you dont need to tell us if youre going away.
- Take out cash
Withdraw up to 200 every 30 days for free (theres a 3% charge after that).
- Spend for free
We dont add any fees or charges for spending with your card, and we dont mark up the exchange rate.
Send money fast
- Pay people in seconds
Send bank transfers that arrive pretty much instantly.
- Set up Direct Debits and standing orders
Manage recurring payments from your app.
- Split the bill
Split through the app and well do the maths for you.
Keep your money safe
- Stay in control
If you lose your card, freeze it in the app and get a new one quickly. (Or defrost it if you find it again.)
- Rest easy
Were part of the FSCS, so your money is protected up to 85,000.
- 24/7 real-live human customer support
- Fair and transparent overdrafts
- Full Google Pay support
What people are saying about Monzo:
Monzo? It might just be the future of banking. The Guardian
A bank for people who hate banks. Bloomberg
Monzo is a bank designed for the world we live in today. TechCrunch