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Personal Finances Home

CNET Editors' review

Personal Finances offers users a chance to get organized and answer the age-old question, "Where is all my money going?" With this fairly simple program, your financial past is dissected, however it may not live up to every user's expectations.

This free unlimited trial excels at breaking down a family's spending. After inputting members of the family and their incomes, users choose from a range of categories for their expenses. Everything from mortgage, insurance, gas, gifts and any other items are catalogued. Once listed, the easy-to-read display offers users a glimpse at what percentage of their income goes to specific expenses over a period of time. Personal Finances' flexibility is its strongest suit, since users can add and remove expenses and have their totals and percentages instantly changed. This is great way to track and project a family's spending.

While it is a great way to get organized, the program's interface is less than desirable. Everything is simple, but there are several redundant buttons that appear at the top and side, performing essentially the same functions, which is confusing. In addition, we found no simple way to run reports other than the basic screen. This means no charts or graphs were available. Overall, those seeking a simple way to get a quick glimpse at their financial basics should find Personal Finances useful, but those seeking in-depth reporting will want to look elsewhere.

Publisher's Description

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All User Reviews
  • All versions:

    2.9 stars

    out of 17 votes

    • 5 star: 2
    • 4 star: 6
    • 3 star: 2
    • 2 star: 2
    • 1 star: 5
  • Current version:

    2.3 stars

    out of 3 votes

    • 5 star: 0
    • 4 star: 1
    • 3 star: 0
    • 2 star: 1
    • 1 star: 1
  • My rating:

    0 stars

    Write review

Results 1-3 of 3

  • 4.0 stars

    "Very easy, beautiful interface, but no reports."

    April 2, 2012  |   By astral_cyborg

    Version: Personal Finances Home 4.0

    Pros

    Very easy to learn and use.
    Good options.
    Nice modern GUI.

    Cons

    No options for any kind of reports. The only way to have an overall view, is from the main window, but with no print out option.

    Summary

    If you don't mind getting reports, but just keeping track of your financial, I think that this application is great. Otherwise, try using something more complicated (I recommend Money Manager Ex).

    Reply to this review

    Was this review helpful? (0) (0)

  • 1.0 stars

    "This product wasn't what I was looking for."

    September 25, 2010  |   By Massthemuss

    Version: Personal Finances Home 4.0

    Pros

    Am not using this product at this time

    Cons

    Am not using this product at this time

    Reply to this review

    Was this review helpful? (0) (1)

  • 2.0 stars

    "Initial balance never included."

    June 22, 2010  |   By Ediblemunkey05

    Version: Personal Finances Home 4.0

    Pros

    Easy to customize different categories to fit your life. Automatically adds and subtracts transactions as you enter them.

    Cons

    Maybe I just missed something, but I could not get the program to include my account's initial balance.

    Summary

    Overall, this is a decent program for people looking to track their expenses. It's possible I missed an option somewhere, but I could not for the life of me get the program to include the initial balance in all of its calculations. It seems to be a better program for having a start of $0.00.

    Reply to this review

    Was this review helpful? (0) (0)

Results 1-3 of 3

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