CNET Editors' review
Personal Finances offers users a chance to get organized and answer the age-old question, "Where is all my money going?" With this fairly simple program, your financial past is dissected, however it may not live up to every user's expectations.
This free unlimited trial excels at breaking down a family's spending. After inputting members of the family and their incomes, users choose from a range of categories for their expenses. Everything from mortgage, insurance, gas, gifts and any other items are catalogued. Once listed, the easy-to-read display offers users a glimpse at what percentage of their income goes to specific expenses over a period of time. Personal Finances' flexibility is its strongest suit, since users can add and remove expenses and have their totals and percentages instantly changed. This is great way to track and project a family's spending.
While it is a great way to get organized, the program's interface is less than desirable. Everything is simple, but there are several redundant buttons that appear at the top and side, performing essentially the same functions, which is confusing. In addition, we found no simple way to run reports other than the basic screen. This means no charts or graphs were available. Overall, those seeking a simple way to get a quick glimpse at their financial basics should find Personal Finances useful, but those seeking in-depth reporting will want to look elsewhere.
Publisher's Description
From Alzex:
Personal Finances is a personal finance application for home users. With it, you can glance at summary views, reports and graphs, that will allow the user to gain deep insights into the financial health of the family budget, pinpoint areas of excessive expenditure and trim the budget.
What's new in this version: Version 4.0 has customizable date and amount formats.
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All versions:
2.9 starsout of 17 votes
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Current version:
2.3 starsout of 3 votes
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My rating:
Write review
Results 1-3 of 3
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"Very easy, beautiful interface, but no reports."
Version: Personal Finances Home 4.0
Pros
Very easy to learn and use.
Good options.
Nice modern GUI.Cons
No options for any kind of reports. The only way to have an overall view, is from the main window, but with no print out option.
Summary
If you don't mind getting reports, but just keeping track of your financial, I think that this application is great. Otherwise, try using something more complicated (I recommend Money Manager Ex).
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"This product wasn't what I was looking for."
Version: Personal Finances Home 4.0
Pros
Am not using this product at this time
Cons
Am not using this product at this time
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"Initial balance never included."
Version: Personal Finances Home 4.0
Pros
Easy to customize different categories to fit your life. Automatically adds and subtracts transactions as you enter them.
Cons
Maybe I just missed something, but I could not get the program to include my account's initial balance.
Summary
Overall, this is a decent program for people looking to track their expenses. It's possible I missed an option somewhere, but I could not for the life of me get the program to include the initial balance in all of its calculations. It seems to be a better program for having a start of $0.00.
Results 1-3 of 3
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