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Designed to help users get their spending habits under control, Home Budget is an electronic twist on the envelope-style system of budgeting for personal use. However, users who need a full accounting system with an in-depth ability to track assets, liabilities, and project cash flow will find this program falls short. This program gives users the ability to set up accounts (virtual envelopes) and move portions of income into these accounts. Somewhat flexible, the program accounts are easy to create using a set-up wizard that guides users through the point-and-click features. The smooth interface includes drop-down calendars and a built-in calculator. Functions include the ability to import Quicken data and online banking statements. Users also can schedule transactions, produce charts and graphs, or view account summaries and reports. Home Budget is designed for all levels of users, although there will be a slight learning curve for those not familiar with the envelope budgeting system.Publisher's Description
From SoftPerfection:
Home Budget allows you to keep track of all your bills, credit cards, and accounts using a modernized system of envelope-style money management. Separate accounts may be created for setting funds aside, and income can be transferred automatically to accounts earmarked for specific expenses. Additional features include the ability to import from Quicken, produce graphs, view net-worth reports, and set up automatic payments for indefinite or finite periods. This updated version features drop-down calendars, new account wizards, and autocompletion.
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All versions:
3.1 starsout of 40 votes
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Current version:
3.2 starsout of 4 votes
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My rating:
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Results 1-4 of 4
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"This is a good program for a home budget."
Version: Home Budget 4.07
Pros
I can't believe all the things this program does FOR FREE. It has an input wizard that makes entering your data pretty easy. The help program is very thorough. I found it pretty intuitive and pretty easy to work with.
Cons
Look, it does take a little time to "learn" this, but not that much time. As far as entering so much data, which is true, the end result is worth it. For a "con" you do have a learning curve but not a real steep one.
Summary
So far I love this program and as stated earlier I can't believe how sophisticated this is for free. If you decide to give it a try use the "wizard" for entering your data, that was real easy
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"NOT Flash, but good enough"
Version: Home Budget 4.07
Pros
keeps track and cross balances accounts, easy to use. I had no problems using this program. It does what I want, keep a track of my spending and lets me see the balance of my bank account.
Cons
Had to read the manual.
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"Absolutely awful"
Version: Home Budget 4.07
Pros
I'm sure that if you are prepared to sit and Really study it for a long time, it might be ok; there is a *lot* to learn.
Cons
Interface is so busy and not user-friendly. Not attractive in design and far too complicated.
Summary
Unattractive, complex and very overwhelming.
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"Not user-friendly."
Version: Home Budget 4.07
Pros
I didn't spend a lot of money on it.
Cons
It isn't intuitive. Before I had entered all my information and set up accounts I felt like giving up.
Summary
it would take too long to get used to this program and I do not feel confident that once learned it would get easier. I want to track my spending and try to pay down some credit cards--that's all.
Results 1-4 of 4
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