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Home Budget

CNET Editors' review

Designed to help users get their spending habits under control, Home Budget is an electronic twist on the envelope-style system of budgeting for personal use. However, users who need a full accounting system with an in-depth ability to track assets, liabilities, and project cash flow will find this program falls short. This program gives users the ability to set up accounts (virtual envelopes) and move portions of income into these accounts. Somewhat flexible, the program accounts are easy to create using a set-up wizard that guides users through the point-and-click features. The smooth interface includes drop-down calendars and a built-in calculator. Functions include the ability to import Quicken data and online banking statements. Users also can schedule transactions, produce charts and graphs, or view account summaries and reports. Home Budget is designed for all levels of users, although there will be a slight learning curve for those not familiar with the envelope budgeting system.

Publisher's Description

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All User Reviews
  • All versions:

    3.1 stars

    out of 40 votes

    • 5 star: 16
    • 4 star: 4
    • 3 star: 2
    • 2 star: 4
    • 1 star: 14
  • Current version:

    3.2 stars

    out of 4 votes

    • 5 star: 1
    • 4 star: 1
    • 3 star: 0
    • 2 star: 2
    • 1 star: 0
  • My rating:

    0 stars

    Write review

Results 1-4 of 4

  • 5.0 stars

    "This is a good program for a home budget."

    May 29, 2013  |   By DiamonDen

    Version: Home Budget 4.07

    Pros

    I can't believe all the things this program does FOR FREE. It has an input wizard that makes entering your data pretty easy. The help program is very thorough. I found it pretty intuitive and pretty easy to work with.

    Cons

    Look, it does take a little time to "learn" this, but not that much time. As far as entering so much data, which is true, the end result is worth it. For a "con" you do have a learning curve but not a real steep one.

    Summary

    So far I love this program and as stated earlier I can't believe how sophisticated this is for free. If you decide to give it a try use the "wizard" for entering your data, that was real easy

    Reply to this review

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  • 4.0 stars

    "NOT Flash, but good enough"

    July 23, 2012  |   By Sheirakira

    Version: Home Budget 4.07

    Pros

    keeps track and cross balances accounts, easy to use. I had no problems using this program. It does what I want, keep a track of my spending and lets me see the balance of my bank account.

    Cons

    Had to read the manual.

    Reply to this review

    Was this review helpful? (0) (0)

  • 2.0 stars

    "Absolutely awful"

    March 19, 2012  |   By Imogen7Ryan

    Version: Home Budget 4.07

    Pros

    I'm sure that if you are prepared to sit and Really study it for a long time, it might be ok; there is a *lot* to learn.

    Cons

    Interface is so busy and not user-friendly. Not attractive in design and far too complicated.

    Summary

    Unattractive, complex and very overwhelming.

    Reply to this review

    Was this review helpful? (1) (0)

  • 2.0 stars

    "Not user-friendly."

    December 26, 2011  |   By larbish

    Version: Home Budget 4.07

    Pros

    I didn't spend a lot of money on it.

    Cons

    It isn't intuitive. Before I had entered all my information and set up accounts I felt like giving up.

    Summary

    it would take too long to get used to this program and I do not feel confident that once learned it would get easier. I want to track my spending and try to pay down some credit cards--that's all.

    Reply to this review

    Was this review helpful? (2) (0)

Results 1-4 of 4

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Home Budget