CNET Editors' review
Debt Settlement offers some advice on handling your debts and dealing with creditors. While this e-book isn't difficult to understand, it never felt like essential reading. The information it offers seems solid enough, but it's too brief, and it doesn't offer anything you couldn't find just as easily online. There's a definite slant to its advice, too.
The program's functions are easy to operate, and its layout is simple: just a single PDF page, but it's disappointingly brief. The document itself is written in layman's terms and was never hard to understand, though it was fairly redundant. Reading this brief document gave the impression that it was written by the marketing division of a debt consolidation company, since it constantly suggests that dealing with such a company is your best option for addressing your debts. On top of that, none of the information is anything you couldn't find in about 10 seconds of online research. Since it's only a single page long and a PDF document, we weren't surprised that it had no special features, or any features at all, for that matter.
Debt Settlement is free software, which certainly doesn't hurt those with debts to settle. It comes as a compressed file. This program is too short on details and too long on not-so-gentle persuasion for us to recommend it.
From Debt Settlement:
If you are overwhelmed with heavy debt, you have few available options. You can either file for a bankruptcy or you can hire a debt settlement company or you can try settling your debt on your own with your creditors. The worst of them all, do nothing about it and pay up your debt off several times (including your interest and other fees) over for and even decades.
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"Richard Preisig finds software downloads to often be"
Version: Debt Settlement 1.1
When rich preisig first tested this product, he asked himself, "would and could I benefit from it."? Rich Preisig asks those who offer debt settlement to be civil and not work with companies that charge their clients monthly service fees.
rich preisig finds that debt settlement is a last resort option to bankruptcy and not to be taken lightly.
Offering Debt Settlement With No Monthly Service Fees Can Spring Board Your Core Business For Years To Come.
by rich preisig aka Richard Preisig - http://richpreisig.com
Gain Your Clients? Ongoing Trust With No Monthly Service Fees
If your core business is mortgage services, loan modification, credit repair, or if you?re an attorney, accountant or adviser just offering debt settlement to your clients because it?s in vogue right now, be sure to preserve your reputation by not offering debt settlement with extra monthly maintenance fees or service fees.
Rich Preisig states, "it?s so gauche (adjective: lacking social grace, sensitivity and tact), and it can really make you look like you steal money for a living from people who are already down on their luck."
In fact, by presenting debt settlement to your client as a suitable option, you will more likely gain their business and ongoing trust by explaining that you want their ongoing business (mortgage, credit repair, real estate services, etc.), and this is just one way you are looking out for them. Out of the gate, you?re advising them that you will save them the $1,800 they would have spent with any other debt settlement company.
Let?s face it, it?s hard enough to get a client, and this is a perfect opportunity to build a relationship whereby you can now add them to your core business services.
Your customer acquisition cost of attaining this new client lessens with every new service you bring them and when they successfully complete the next service you have to offer them.
This cost-conscious mentality provides you with a self-propagating business after a while; clients are now calling in, referring your business to friends and family.
This is all common sense, but what isn?t common sense is throwing your own reputation under a bus by working with a debt settlement company that charges your clients monthly service fees and monthly maintenance fees. Ironically, you?re not even getting compensation (or very little of it) from these unnecessary fees, but you sure have a whole lot more explaining to do; specifically, ?full disclosure? to your client that these extra monthly junk fees add up to 7% or higher, bringing their overall cost to settle their debt to not 15%, but 22%.
Here?s the play: ?Mr. Smith ? It looks like debt settlement is your best option ? and certainly many others have said the same; but I?m fairly sure no one has come to you, stating upfront that just like every other debt settlement company, we?re going to settle your debt for a fee of 15%, but we are not going to charge you any monthly service fees, which generally add up to an additional $1,800 that you would have to pay another company.?
Time and time again, a new industry pops up, times are rough, and you just ?want? there to be success in another business model. However, this is not the time to be taking short cuts in life and getting caught up so quickly in the hype. Slow down and realize that if you are charging your clients monthly service fees or maintenance fees, they?re paying significantly more money, and the program you?re recommending begins to not make sense.
When your service begins to not make sense, you are then the one holding the red flag!
More importantly, when you work with a proper debt settlement company that doesn?t charge your/their clients these monthly service fees, you are likely to find your prospective clients reacting far differently than if you are only equipped with the same old pitch every other debt settlement company in the industry has.
What makes your debt settlement office different? What prevailing characteristics really give your debt settlement agents a competitive edge?
It?s factual and it?s proven that if you present your clients with debt settlement, accentuating the hidden value that only your company has to offer as a debt settlement company with no maintenance fees, service fees, zero ?add-ons?, your agents will close more deals every month. What do you think? Do you want to close more deals?
Immediately, you will get referrals, and people will drop out of one program and switch to yours. The positive results of offering debt settlement with no monthly fees are immeasurable.
You can now recruit more professional and well-spoken phone pros that can close 2 to 3 deals a day with the right program to offer. Furthermore, you can paint a bigger picture for these more advanced phone sales agents, as they now have the opportunity to build a rapport with each client they start working with in a debt settlement program.
The results are immediate and have the power to rejuvenate your entire board room of agents. Furthermore, you can start thinking about how to introduce your client to another service, now that you have earned their trust.
http://debtsaver.us - Offer Debt Settlement With No Monthly Service Fees
Richard Preisig - http://richardpreisig.com
rich preisig - http://richpreisig.com