In any business today, having customers as your debtors is an unavoidable fact. To be able to stay in business and remain competitive, you must be willing to provide good service, good pricing and most of all, provide credit terms to customers. Most often than not, problem starts when you have credit debtors. For smaller number of such credit debtors, the task of maintaining their records of debts due will be relatively simple. However, as your business grows and the number of customers grows at the same time, the task of keeping track of the debts due from customers will be a daunting task. Debt Collection Management is a COMPLETE BILLING SYSTEM with the features of auto-reminder of debts due and up-to-date of customers' balance without the complications and restrictions of an accounting system.