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Editors’ Review

Download.com staff

Checkbook is a lightweight desktop tool built around a transaction register for users who want a simple way to record activity and keep a balance. It favors statement reconciliation over complex accounting, with support for deposits, checks, debit card purchases, transfers, withdrawals, autopay, and mobile deposits to cover money moves.

For bigger needs, the complete edition unlocks unlimited accounts, adds password protection, and supports account backup and restore for safer record-keeping. Upgrading preserves data via automatic Lite-to-Complete transfer, so entries carry forward without retyping. Checkbook stays approachable for manual tracking while offering headroom for users who want safeguards and scale.

Balancing accounts with straightforward mechanics

Built for straightforward everyday bookkeeping, this productivity software keeps the flow simple: enter transactions, mark them against statements, and let the register confirm the balance. The complete edition adds practical conveniences like printing to PDF for archiving and account renaming for organizing multiple registers. Checkbook’s manual-first design favors control over automation, which appeals to users who want predictable mechanics without the learning curve of full accounting suites.

For resilience, the complete edition supports backup reminders and export to text file so records can be duplicated or migrated. The Lite build is functional yet capped at one account, which limits multi-account households or small teams. The vendor page emphasizes manual entry and reconciliation; online bank syncing or advanced budgeting reports are not described, keeping the scope intentionally narrow by design for focused, low-overhead tracking.

Users who want automation, bank links, or rich analytics might compare Moneydance or AceMoney, while open-source options like GnuCash or HomeBank suit ledger-style workflows. Those tools add power but complexity. For a clean, low-friction register in the complete tier, this app’s tight scope is a strength  —less to configure, fewer moving parts, and predictable behavior session after session. That trade-off favors speed, clarity, and fewer surprises.

  • Pros

    • Manual-first workflow with predictable mechanics
    • Complete tier adds multi-account scale and safeguards
    • Simple upgrade from Lite preserves data
    • Useful export and print options for archiving
  • Cons

    • Lite edition is limited to one account
    • Some key capabilities are reserved for the paid Complete edition

Bottom Line

Practical ledger for manual money management

Checkbook delivers a focused, manual-first workflow that records transactions, reconciles statements, and scales with a complete tier for multi-account needs. It favors clarity and predictable mechanics over automation or deep analytics, making it easy to adopt and maintain with minimal overhead. This program is recommended for users seeking dependable, low-maintenance tracking that keeps balances accurate and habits consistent across daily spending and scheduled payments alike over time.

What’s new in version 5.5

  • A new backup feature and fixes for various issues


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Full Specifications

GENERAL
Release
Latest update
Version
5.5
OPERATING SYSTEMS
Platform
Windows
Operating System
  • Windows Vista
  • Windows XP
  • Windows 10
  • Windows 7
Additional Requirements
None
POPULARITY
Total Downloads
61,818
Downloads Last Week
10

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Program available in other languages


Last Updated


User Reviews

3.4/5

10 User Votes


Developer’s Description

Enter transactions and balance checkbooks.
Checkbook is an electronic checkbook register. You enter transactions into Checkbook just as you would on your paper version. But instead of pulling out your calculator each month and struggling with the chore of balancing your checkbook, mark off the items in Checkbook that are shown on your monthly statement and Checkbook will calculate it for you. Without the learning curve of a complicated accounting program, you get the job done. In addition to many other features, Checkbook has the option of password protection.

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