Zelle has partnered with leading banks and credit unions across the U.S. to bring you a fast, safe, easy way to send money to friends and family. Your money moves from bank account to bank account, with no holding accounts to cash out. If your bank or credit union offers Zelle, you already have it in your mobile banking app or online banking - if they don't, the Zelle app will make it easy for you to send money to enrolled Zelle users that already have access through their financial institution.
THIS IS HOW MONEY MOVES
Zelle is the new way to send money in minutes directly between bank accounts in the U.S.
Using just your recipient's email address or U.S. mobile number, you can settle up safely - on the spot - with almost anyone. With Zelle, money moves simply and safely, so you don't need to cash out of any holding accounts or make unnecessary trips to the ATM when it's time to pay friends or get paid back.
Even better, Zelle does not charge any fees to use the service. (Mobile carrier or bank fees may apply.)
1. Enroll using a Visa or MasterCard debit card linked to a U.S. checking account.
2. Choose a person to pay, or request money from, by entering their U.S. mobile number or email address.
3. Confirm the amount and hit send. If they're already enrolled with Zelle, they'll typically get the money in minutes. If they aren't, they will be notified and can follow a few simple steps to complete the payment.
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You must have a bank account in the U.S. to use Zelle.