Tally makes it simple to stay on top of your credit cards. You scan your cards. If you qualify, we give you a line of credit at a low APR and manage all your payments. No credit card late fees. No gimmicks. Just a faster way to pay your balances. And a smarter way to organize your cards. Think of us like your personal financial assistant without the cost of a personal financial assistant. (See "No Hidden Fees" below to learn more about what Tally charges). Tally brings your credit cards into one simple-to-use app. It helps you smartly pay your credit cards, so you know you are always making the right payment to the right card at the right time. Tally also helps you pay down balances faster by helping you save money on interest and late fees. Tally was built with bank-level security, so you can rest assured that your data is safe. We currently support most cards from American Express, Bank of America, Barclays, Capital One, Chase, Citibank, Discover, US Bank and Wells Fargo. We're working to add more. We do not support charge cards, retail cards or store cards. We are currently available in California, Florida, Illinois, Massachusetts, New York, Ohio, Texas, and Wisconsin. We are working to expand to more states, stay tuned. PAY OFF BALANCES FASTER. Tally is the easiest way to pay off your balances faster. To get the benefits of Tally, you need to be approved for a credit line. Your Tally credit line will automatically kick in when we can reduce your interest or protect you from credit card late fees. NO HIDDEN FEES. Actually, we don't charge any fees. Period. No annual fee, no origination fee, no prepayment fee, no balance transfer fee, no late fee, no over-the-limit fee. Nothing. Because we hate hidden fees, too. Depending on your credit history, your APR (which is the same as your interest rate) will be between 7.9% - 19.9% per year. And similar to credit card APRs, it will vary with the market based on the Prime Rate. This information is accurate as of June 2017. ALL IN ONE APP. With one intuitive app to keep track of your cards, you no longer need to manage your accounts across multiple sites. Keep using your cards and getting the perks and rewards. We'll take care of the rest. NO MORE LATE FEES? Seriously. With Tally, you get late fee protection--not just reminders like other services. Whenever you're in danger of getting hit with a late fee, your Tally line of credit kicks in and makes the minimum payment. As long as your account is in good standing, you'll never pay late fees again. Guaranteed. SAVINGS. We minimize interest costs and fees by making the right payment, to the right card, at the right time. HOW DOES TALLY MAKE MONEY? Tally makes money on interest, just like a bank. The difference is that we think unnecessarily high APRs are unfair. So, we only make money when we can save you money. WHAT USERS ARE SAYING. "Tally has streamlined my approach to credit cards, allowing me to pay down my high interest balances and taking away all of the stress of juggling multiple payments and payment dates. What I love most about Tally is that the support team is extremely responsive and helpful, unlike dealing with most banks--a real plus." Michael. "I love Tally. Tally helped simplify my finances into one single view. I can quickly manage my active cards and I don't have to worry about managing multiple due dates." Steven. "Tally makes it really easy for me to manage all my credit cards in one place and make sure the bills are paid on time." Thomas. "My goal is to maximize use of credit cards perks to secure the best rewards. This has the unfortunate side effect of juggling multiple bills every month and making sure cards get paid correctly and on time. Enter Tally, this nascent startup with a bold mission. I was sold. Tally is already saving people real money, improving credit scores, and helping credit rewards conscious people like me keep on top of all the payments." Patrick.