Konnect Customer App for Android

Konnect Customer App offers a mobile banking tool by Habib Bank Limited (HBL), accessible financial services without the need for a physical branch visit. It combines core banking with lifestyle features, allowing you to send money, pay bills, top up mobile credits, and shop using Scan to Pay. 

You can open a digital bank account using basic CNIC details, link existing HBL accounts, and even apply for a debit card. Konnect Customer App extends beyond transactions by providing options for cinema tickets, food delivery, travel, utility payments, and subscriptions, making it a well-equipped digital banking with a set of functions.

Konnect now

Konnect Customer App’s Send Money functionality allows transactions to any bank account or CNIC, and lets you save beneficiaries for repeat payments. The Pay Bills feature covers electricity, gas, water, and internet services, supporting a wide range of billers nationwide. For mobile needs, you can perform prepaid top-ups, postpaid bill payments, or buy mobile cards for Jazz, Telenor, Ufone, and Zong directly through the app.

You will also find Scan to Pay, a Visa-enabled service that replaces physical cash or cards for purchases at supported merchants or businesses. It is a cardless, cashless payment method available through the app, offering an alternative for many shopping situations. The Link Accounts lets you connect your primary HBL account, enabling instant and free transfers between your accounts. However, it lacks credit or loan management tools.

It offers lifestyle and subscription services. You can purchase cinema tickets, food delivery credits, educational payments, or annual subscription bundles through the app. The Invite & Earn feature allows you to refer friends and receive rewards. You can also get a debit card, which can be delivered to your registered address for convenient card-based transactions, rounding out a comprehensive digital banking platform. 

Beyond just banking

Konnect Customer App integrates banking, payments, and lifestyle tools into a single platform. While it offers an extensive list of features, including Scan to Pay, mobile top-ups, and utility payments, it doesn't provide customization or automation options for transactions. It acts as a digital bank account, focusing on payments and transfers, not credit or loan management. It's positioned as a mobile access point for HBL's branchless banking services.

• Enhanced security protocols for transactions
• Minor bug fixes improving app stability
• Expanded list of supported billers
• Updated scan to pay merchant network