Used Fidelity Token for Android?


Fidelity Token Analysis

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Fidelity Token is a free mobile application designed to enhance security for users of Fidelity Bank's online banking services. This app acts as a second-factor authenticator, requiring a one-time activation fee for first-time users. Once activated, the app generates a one-time password (OTP) essential for validating transactions like fund transfers and bill payments. It aims to mitigate risks associated with fraud, especially phishing scams that target users through SMS and email.

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The app's interface is user-friendly, requiring minimal steps to set up. Users simply log in with their Fidelity online banking credentials after activation to begin using the app. Each transaction will prompt the user to input an OTP, which is time-sensitive, ensuring that transactions are secure. However, it is important to note that the application may not function optimally on newer device versions, which could affect usability for some users.

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Used Fidelity Token for Android?


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Full Specifications

GENERAL
Release
Latest update
Version
1.1.1
OPERATING SYSTEMS
Platform
Android
Additional Requirements
None
POPULARITY
Total Downloads
2,065
Downloads Last Week
0

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Developer’s Description

Fidelity Token is an innovative mobile app for second factor authentication that enables Fidelity Online Banking users secure all transactions...

Fidelity Token is an innovative mobile app for second factor authentication that enables Fidelity Online Banking users secure all transactions using their Android devices. This eliminates the need to carry a hardware token.

VERIFY TRANSACTIONS

Guard yourself when transacting online by confirming your transactions such as: fund transfer, bills payment, airtime recharge etc. right on your mobile application. Confirm the details and enter your secure, One Time Passcode (OTP) to complete the transaction.

ACTIVATING YOUR SOFT TOKEN

To activate the Fidelity Token, simply login to the Fidelity Token app with your Fidelity Online Banking credentials. Once logged in, the app will authenticate your mobile phone and also request that you provide answer to any of your secret questions.

EASE OF USE, SPEED OF TRANSACTION

Fidelity Token has been uniquely designed as an easy solution for your transactions. All you need is to input your PIN and the one time password is available instantly to complete your transactions. If you are using the Fidelity Online Banking app, you can easily copy the eight digit token response and paste as required.

INFORMATION AND CUSTOMER SERVICE

When activating your token for the first time, you will be charged N1,500 + 5% VAT. However this is a one-time charge for your token in line with the Central Bank of Nigeria's directive. Subsequent reinstallation or reactivation will be free of charge.

For more information, please call True Serve on +234 1 448 5252 or email True.Serve@fidelitybank.ng.

Copyright (c) Fidelity Bank Plc. 2016. All rights reserved. Fidelity Token is a trademark of Fidelity Bank Plc.


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AI Assisted Content Disclosure

Content created and reviewed by Softonic with information obtained from Fidelity Bank Plc., using AI.

CNET's editorial team was not involved in the creation of this content. Opinions, analysis and reviews were not provided by CNET.