Share, send and spend together with Braid. Create groups for friends, roommates, partners, even your exthen spend directly from any of your groups with the Braid debit card.

Reach your goals and take the guesswork out of shared expenseswhether youre saving for a camping trip, splitting the groceries, or taking the first step toward combining finances, Braid makes it easy to pool money, pay for your share, and see who is spending.

Spend the way you want, without fees. Moving money is always free, and there are no overdraft charges or maintenance costs ever. Plus, Braid works with the bank you already useand our first-of-its-kind debit card lets you switch between spending sources with a swipe.

HOW DOES BRAID WORK?

-Create groups that fit your needsfriends, family, roommates, clubs, and more.

-Add money to your groups, pay other users, request funds, withdraw, and more with our flexible shared accounts.

-Keep money conversations in one place with chat right inside the app.

-Use our debit card to switch between spending sources instantly.

PAIRS WITH ANY BANK

-Braid works with all U.S. banks, so you'll never have to switch.

FREE TO USEZERO FEES

-Send money to users, groups, and your primary bank for free.

-Spend freely without activation or overdraft fees of any kind.

ONE CARD, INFINITE GROUPS

-Open the app to select your spending source before you swipe. Our smart debit card will automatically spend from the group youve selected.

-Spend directly from your groups or from your personal account.

-Funds are available to spend on the card immediately.

-Works anywhere Mastercard is accepted.

FLEXIBLE & CUSTOMIZABLE

-Customize group permissions for each user with spending caps, admin abilities, withdrawal authorization, and more.

SECURE, ANY WAY YOU USE IT

-Braid uses best-in-class encryption to protect your personal information and your account.

The Braid debit card is issued by Radius Bank, member FDIC, pursuant to license by Mastercard International Incorporated.