CNET Editors' review
This program helps users create and maintain budgets, but confusing program requests and a steep learning curve mar its usability. The interface is cramped, with no option for improving readability. IngenMoney opens with a wizard to help teach basic functions. Be warned: setting up your first budget takes a basic understanding of some financial concepts and terms. The program does allow for two users to keep separate budgets. Other functions included are a loan calculator, banking sheet printouts, and a phone dialer to download banking data. The program cannot download data via the Internet or import financial data files. Inexplicably, IngenMoney wastes resources with a built-in MP3 player. The install application does not include a needed library, which is not the case with some older versions of Windows. This program is not for spreadsheet or financial novices, but advanced users and quick learners may find the process rewarding.
Publisher's Description
From Budtour:
This solution gives you 100 percent control of your personal finances. The logical and lively interface blends in naturally with how most of us foresee our day-to-day finances. Your budget figures are loaded onto a dynamic virtual calendar that rolls as time go by. Bills are handled by an automatic distribution of your income every time revenues are processed. When due dates are around the corner, obligations roll in on your calendar, guidance lights comes on, and the money is there. You will be aware of the funds available for your daily expenses at any given moment, which prevents you from overspending.
IngenMoney doesn't pretend to replace your accountant or fire off advanced arithmetic, but it sure will help you keep your daily finances right on track. It's loaded with extra features, including an MP3 player, a phone dial-up, and a loan calculator.
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All versions:
3.1 starsout of 29 votes
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Current version:
3.1 starsout of 29 votes
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My rating:
Write review
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"Too convoulted"
Version: IngenMoney 3
Pros
plenty of detail
Cons
cannot set quarterly payments. Too many years in calander. Too hard to delete or edit colums
Summary
Has potential but needs a lot of re-thinking.
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"no what-if apparent"
Version: IngenMoney 3
Pros
Interface is fool-proof. The help is first-rate at describing the interface elements.
Cons
Not 100% sure what the product does or what value it provides. I'm interested in forecasting, doing "what if" analysis (What if I sent $200 more to savings each month? What if I got a raise? What if I deferred my cable bill to next paycheck?) and this does not seem to be supported........The concept of "pocket money" is nonintuitive. It apparently gives you pocket money on every payday, after deducting enough to cover your bills, but darned if I can follow the math on how this works.........Interface is too controlling - cannot easily delete a transaction. Cannot delete the initial bank deposit - once it's made, you either erase the entire bank account or put in adjustment transactions to correct it. Only have 7 columns or so for recurring charges, though you can double up under each column.........As the help says, you must be willing to sync your bank account "every 3 or 4 days." This is impractical. Bills are done once per month, checks are written twice per month. Again, I'm not 100% sure what this product does or why I would want to keep sync'd with my bank account other than just for the sake of watching my money being spent. Maybe that is why they offer an MP3 player to go with it, to ease the inevitable depression.
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"You can't go wrong with this"
Version: IngenMoney 3
Pros
All you need is a little time to follow the tutorial. After that, you can take total control of your budget for years.
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"CANNOT BE USED!"
Version: IngenMoney 3
Cons
It said "System date out of range".
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"Great Product!"
Version: IngenMoney 3
Pros
This is an awesome tool! It has a step by step walkthrough of it's features when you set up your personal accounts. It even plays MP3s while you manage your money! So far it's been wonderful!
Cons
If you skip the walkthrough, then it could be a little hard to use.
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"Not very friendly"
Version: IngenMoney 3
Pros
non
Cons
NOT VERY FRIENDLY SOFTWARE TO USERS!!!!!!!! VERY HEARD TO FIGURE OUT AND SET UP
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"poor poor poor"
Version: IngenMoney 3
Summary
It has a nice looking interface but that's the only positive thing about it. it takes forever to figure out the basics, I don't think anyone is interested in a 3 year learning curve. Find something else; ANYTHING...
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"Pretty Good Over All"
Version: IngenMoney 3
Summary
I agree, Takes some getting used to but does seem to work rather well
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"Excellent Quality"
Version: IngenMoney 3
Summary
You have to be fairly lazy or totally lack attention span if you can't use this.
Full set-up of first budget took about 40 minutes. Just follow the instructions. -
"Too hard to use!"
Version: IngenMoney 3
Summary
I spent almost an hour switching between the program and the help site but still couldn't make heads or tails out of how to save feild headings or what to do with information. I would have rather used a sheet of paper...
