- Quick specs
- Price: Free to try (Nag screen); $29.95 to buy
- Operating system: Windows 98/Me/2000/XP/Vista/7/NT
- Date added: November 04, 2009
- Total Downloads: 68,670
- Downloads last week: 516
- See full specifications
- CNET editors' rating: stars
- Average user rating: stars out of 8 votes
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CNET editors' review
Reviewed by: CNET staff on November 12, 2009
There are probably as many personal budgeting programs out there as most of us have dollars in our checking accounts, and most of them use traditional accounting methods in which income and expenses are recorded after the money is spent. Budget for Windows by Snowmint Creative Solutions uses an increasingly popular alternative, the envelope method. It's similar to the way many people once budgeted for expenses, by placing money aside in envelopes for next month's rent, groceries, and so on, as soon as they're paid. The envelope method can actually help you stick to a budget, too. The key is to "pay your budget first."
Budget for Windows does away with the paper envelopes, but it basically operates the same way, by squirreling away your money in easy-to-manage virtual envelopes that not only help you track and analyze household expenses but also ensure that the money is available when you need it. You can use it to simply track expenses without turning your accounts over it, too. A wizard simplifies setting up a budget, such as entering income and expenses, and generates a dialog box you use to manage your new budget, pay bills, write checks, and perform many other financial tasks.
With Budget for Windows, everything old is new again: Up-to-date, easy-to-use personal finance software based on a tried-and-true method. It's free to try and fully functional except for a nag screen and a few other limitations; the registered version is thirty bucks and comes with lifetime upgrades.
Publisher's description
From Snowmint Creative Solutions LLC :Budget is based on the tried and true envelope method of budgeting--a way to see where your money is, where it's needed, and where it went. Budget is a personal finance application based on the proactive envelope model rather than the reactive register model used by other home financial programs. It helps you setup and live by your budget the way most people learned to budget. You write checks from each envelope when the bill is due. The main window shows at a glance if you are keeping to your budget.
What's new in this version:
Version 4.5.4 is a bug fixing release.
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1 out of 1 people found this review helpful
Version: Budget for Windows 4.5.4
"Easy to understand and to use"
Pros: Using it strictly as Transaction Record. Easy to set up; flexibility in naming accounts & envelopes; quick glance at the screen provides overview of balances in each envelope; reconciling is simple as is printing hard copy if required
Cons: Doesn't allow envelopes to open with negative balance; no reminder to save entries before closing; no simple "term" search in Help; not keen on having all envelopes attached to all accounts
Summary: Very happy, found a work-around to open envelope with negative balance, trouble tracking account transfers though as they don't show in Account history. Exactly what I was looking for and does the job it's supposed to. Being a little creative, can... read more >>
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