Adminsoft Accounts is a free accounting program. It is easy to use, comprehensive runs on any PC version of Windows from 98 onwards and suitable for most small to medium sized businesses. It can be upgraded at any time to multi-currency, multi-user, and multi-company. Keep track of all your account and cash customers. Enter invoices, credit notes, debit notes, payments, dishonored payments, early settlement discounts, cash refunds, write offs and adjustments. You can even contra to a Purchase Ledger account, useful if any of your customers are also your suppliers.