CNET Editors' review
Personal finance programs are a dime a dozen these days, so the bar is set pretty high when it comes to performance. AceMoney offers tools for creating and maintaining budgets, tracking investments, and even online banking. And while it successfully let us do all of the above, we found that it lacked protection for sensitive information.
The program's interface is very businesslike, and its simple, straightforward design makes the array of options easy to understand and navigate. Large commands at the top of the window let you toggle between seven categories, including accounts, portfolio, banks, payees, and reports. Although the data is presented in an easy to understand spreadsheet format, sample entries are included. A left-hand menu changes depending on which category is selected, and options are clearly labeled. With your portfolio, for example, you can opt to download the latest stock prices, or re-invest dividends. We were able to add banking and credit card information, and schedule bill payments with no problems, and we liked the calendar-style view of money in and out for the month. We also were able to quickly and easily view cash flow and transaction reports. We found a lot to like in AceMoney's simple approach, but we couldn't help feeling vulnerable entering data because the program isn't password protected and doesn't encrypt your private data.
AceMoney includes an online tutorial if needed, although the program's Help file should answer most questions. While AceMoney worked fine, we like to have total confidence that our data is secure. We suggest you look for a financial management program that keeps your private data private.
Publisher's Description
From MechCAD Software:
AceMoney helps people organize and manage their personal finances quickly and easily. It supports all the features required for home or even small-business accounting needs: Manage multiple accounts of different types; Create and manage budgets; Track performance of investments; Do your financial math in multiple currencies; Track your spending habits and see where the money goes; Enjoy the convenience of on-line banking; Don't miss the next deadline for bills; Double check; Double check; Do e-business with AceMoney.
What's new in this version: Version 4.19.1 adds online support for Desert Schools Federal Credit Union.
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All versions:
3.9 starsout of 34 votes
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Current version:
3.5 starsout of 2 votes
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My rating:
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"Plain and simple but NOT a replacement to Quicken"
Version: AceMoney 4.19.1
Pros
Straight forward, clean accounting. Looks rather simplistic and basic to use and set-up.
Cons
DOES NOT compete with Quicken or any similar application for that matter. Their marketing hype is exaggerated. The banking that it is supposed to work seamlessly is limited. Unfortunately for me, I listened to the hype thinking they were legit and this would replace Intuit as stated. What I found, since I paid upfront without a trial, is software that WILL NOT communicate to either of the two banks I use. I have Quicken, and it is not a problem anywhere. Not only that, since it cannot download current status, I cannot do any Bill-Pay either, which was my main objective. After emailing support (you can't talk to them on the phone), their reply was that I should have received the Trial version and they ASSUMED I had done that and was satisfied. So much for taking a company's word in good-faith. They of course refused to credit me the purchase even though this wasn't even a physical version of the software.
Summary
All-in-all, buyer beware! If you don't mind doing a OFX file download from your bank, IF able to, and then uploading this to the application just to see what is in the bank... you're OK. If you want to do Bill-Pay, of course you can forget it. HOWEVER, if you have a large bank like Bank of America you MIGHT be OK as well.
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"Great Home Accounting"
Version: AceMoney 4.19.1
Pros
Easy to use
Unlimited # of AccountsCons
Poor tutorial
Item numbering confusionSummary
This is my 3d year using this software. So I have a good bit of experience using the software. I have used Quicken and MS Money and they are difficult to learn or use. Out of the box it is easy to set up accounts and use the software. It has a lot of nice features that make it easy to navigate. It has a number of reports and charts and it has a good budgeting capabilities.
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