Editors' Rating:
Average User Rating:
out of 40 votes
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Quick Specs

File Size:
Date Added:
November 08, 2013
Free to try (30-day trial); $39.99 to buy
Operating Systems:
Windows XP/Vista/Server 2008/7/8/Server 2003 x86 R2
Total Downloads:
Downloads Last Week:
Product ranking:
Additional Requirements:
Not available

Editors' review

Personal finance programs are a dime a dozen these days, so the bar is set pretty high when it comes to performance. AceMoney offers tools for creating and maintaining budgets, tracking investments, and even online banking. And while it successfully let us do all of the above, we found that it lacked protection for sensitive information.

The program's interface is very businesslike, and its simple, straightforward design makes the array of options easy to understand and navigate. Large commands at the top of the window let you toggle between seven categories, including accounts, portfolio, banks, payees, and reports. Although the data is presented in an easy to understand spreadsheet format, sample entries are included. A left-hand menu changes depending on which category is selected, and options are clearly labeled. With your portfolio, for example, you can opt to download the latest stock prices, or re-invest dividends. We were able to add banking and credit card information, and schedule bill payments with no problems, and we liked the calendar-style view of money in and out for the month. We also were able to quickly and easily view cash flow and transaction reports. We found a lot to like in AceMoney's simple approach, but we couldn't help feeling vulnerable entering data because the program isn't password protected and doesn't encrypt your private data.

AceMoney includes an online tutorial if needed, although the program's Help file should answer most questions. While AceMoney worked fine, we like to have total confidence that our data is secure. We suggest you look for a financial management program that keeps your private data private.

Publisher's Description

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All User Reviews
  • All Versions:


    out of 40 votes

    • 5 star: 18
    • 4 star: 11
    • 3 star: 2
    • 2 star: 3
    • 1 star: 6
  • Current Version:


    out of 3 votes

    • 5 star: 2
    • 4 star: 0
    • 3 star: 0
    • 2 star: 0
    • 1 star: 1
  • My rating:

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    Results 1-3 of 3

  • 5 stars

    "Best program for a home user I found."

    June 20, 2014   |   By JEHarbeson

    Version: AceMoney 4.35.1


    Ace Money does everything I need it to do and more. I do in fact have it password protected although the authors article state that cannot be done. My data is encrypted and stored securely on an external drive as well. I highly recommend giving the program around the block. I used the free version for several month prior to upgrading to the paid version. The free version allows you to maintain two accounts, I needed more so I upgraded.


    Problems with connecting directly yo my bank for downloads, but that is more than likely my lack of knowledge to do it. I just download and import my info that way and it works fine for me.


    Our payroll and benefits clerk at the County has also began using this program for her personal finances. She is a CPA and took my recommendation to try it. She has recommended this to all the County employee's where I work to try for their personal use. What does that say?

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  • 5 stars

    "Great program! CNet needs to update their review."

    May 03, 2014   |   By BDunmer

    Version: AceMoney 4.35.1


    -Easy to use. Offers advanced features, but doesn't force the ordinary user just tracking bank transactions to deal with with them if they don't want to.
    -Only program that imported my transactions from Quicken with no tinkering required.
    -DOES support passwords and account file encryption-- the review is outdated.


    --Rather basic user interface; functional, but could use artistic polish.


    I tested with the lite version, which offers all features free for two accounts. Upgrading to the pro version for unlimited accounts.

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  • 1 stars

    "0 star - BEWARE ACEMONEY"

    April 23, 2014   |   By DMand1

    Version: AceMoney 4.35.1




    DO NOT BUY. Beware of ACEMONEY.
    I paid $40 and it does not work on my PC.
    For 2 months, I have requested refund through emails because NO CUSTOMER SERVICE CONTACT telephone on their website.
    BEWARE !!!!



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  • Results 1-3 of 3

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