Zcalo turns your credit cards into loyalty cards!Earn points and rewards to get free items. We automatically add up your loyalty points when you make a purchase at participating merchants. You dont have to remember an extra card or pull out your phone every time.Type in the code on the bottom of your receipt into the Zcalo app. Youll see all the coupons and offers that youve earned at each merchant. When you earn a new reward, well send you a notification.