Are you still paying for health care? Welcome to Healthcare's Transparent Marketplace!The Zero Card puts price and convenience at your fingertips. It's the simple way for employees and dependents to access Zero Card providers and it's the easiest way to shop for healthcare. When your doctor says you need a procedure, just call or click. We will let you know if it is a covered service and we will help set everything up. You get to choose where you go and when you use your Zero Card you always pay $0. VERY IMPORTANT: The Zero Card program is only available to employees and eligible dependents of companies who are contracted with the Zero Card. If you are not sure if you are eligible we encourage you to ask your HR department why you are still paying for healthcare.