: (). , Online . , . , . . , . , .: . . , .ENGLISH:Sparkasse token is an application that is used for verification of the clients identity when the client uses the application for electronic banking and for approval (authorization) when it is paid through electronic banking.After installation of the application, it is necessary to activate the user name and initial password that will be given to you by submitting the Application form for electronic banking in any branch of the Bank or through Online application for this service.After the registration with the user name and initial password, a PIN should be installed. When the PIN is installed, there is a PIN association including the countries name and flag. The purpose of the PIN association is to help input the correct PIN in the moment of usage of the application.After the installation and personalization of the Sparkasse token, for the further usage of the application it is not necessary the mobile phone to be connected to the Internet.In the future, for using the service of electronic banking with the application sToken it is only necessary to carry your mobile phone.SAFETY:The usage of the application has maximum safety. The Sparkasse token is opened with a PIN that only the user knows. In case of theft of the mobile phone and attempt for access and abuse, with input of incorrect data for publishing the users profile is blocked and further complications are prevented.