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PayCruiser for iOS


Developer's Description

PayCruiser Instantly turns your phone into a credit card payment system to accept payments on the go, starting at only 10 cents per transaction.

Lowest transaction fees in the market:

Unlike our competitors high fees, with PayCruiser, you only pay a flat rate of 10 cents per successful transaction and you can even transfer these fees to your customers if needed.

Works with Visa, Mastercard, Amex and more

It's simple, just tap and go and get paid the same day:

Download the app and start accepting payments worldwide on all mobile and smart devices, social media pages, websites, and e-commerce sites.

Flexible same-day payouts

We securely deposit your money every day to either your Bank account, PayPal, Venmo or via mobile (email and SMS) payments. We can even send instant payouts!


Our free credit card readers allow you to accept payments from Visa, Mastercard and Discover credit cards in seconds.


Real-time Dashboard that gives you powerful insights about your business's strengths and weaknesses. The more you use it, the more it helps you find ways to increase your sales and make more money.


Our EMV certified credit card readers are built with state-of-the-art multi-level security with real-time fraud monitoring. On top of that, we offer a free $1,000,000 fraud liability insurance to all our customers, through our partnership with the leading bank in the United States.


The most affordable, secure and mobile payment system in the world. We charge only 10 cents of transaction fees, that's all! No monthly maintenance or hidden fees. Our card reader is half the price of our main competitors reader. For $25, get the PayCruiser contactless card reader and touch, insert, or tap for all your transaction needs. And if you're processing more than $10,000 in transactions per month, your card reader is on us!

PayCruiser is the most universal payment platform to accept credit card payments via mobile devices, online, in-store or through our simple APIs. Beyond handling all of your payment needs, we're also helping grow your daily sales, through social media advertisements, marketing and promoters network (for free)


Got lots of customers wanting to pay with credit cards? no worries, with PayCruiser, you can have as many points of sale stations as needed. Just download the app on a new mobile device and voil. All your sales will still be visible in your centralized real-time dashboard.

PayCruiser gives merchants the option of tapping, inserting, swiping or manually entering their customers' credit card information in order to finalize transactions in seconds. PayCruiser is suitable for every commercial customer, from the small corner barber-shop to the large-scale retail store.


The choice is yours: Swipe cards, use the chip reader, or tap with NFC technology. Our credit card reader does it all, enabling you to securely accept payments from all major credit and debit cards (Visa, Master, AMEX, and more) through our EMV2 certified card readers, online or via API


Our all-in-one credit card reader securely reads magnetic stripes from all major credit cards and securely transmits the encrypted information to XoomTap in order to securely process your transactions, very fast.


Once the card is inserted into our all-in-one credit card reader, it securely reads data from the credit card chip and processes transactions with advanced encryption.

PayCruiser offers customers the ability to track their sales daily, weekly and monthly, offering valuable real-time analysis of their best-selling products, top clients, most profitable geographic areas, and more helping them further increase their business and stay ahead of their competition.

Full Specifications

What's new in version 15


Release October 22, 2020
Date Added October 22, 2020
Version 15

Operating Systems

Operating Systems iOS
Additional Requirements Requires iOS 11.4 or later. Compatible with iPhone, iPad, and iPod touch.


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