Start banking for real life, today. Traditional banks haven't caught up to the needs of today's lives. Instead of forcing your life to fit an outdated banking system, upgrade to One for all-in-one banking. One app. One card. One account.
Enjoy no fees, no minimums, high-yield saving, and an affordable line of credit, all with your One account. Save, spend, borrow, and share money with ease.
Every One Account Can:
Bank with no fees or no minimums.
Use your One card as a debit card.
Earn 1.00% APY* in your Save Pocket - up to $10,000.
Activate a no-fee approved Credit Line for overdraft protection.
Round up One card purchases to 3.00% APY* Auto-Save.
Create and share unlimited free pockets.
Use 55,000 fee-free Allpoint ATMs.
Pay anyone with free ACH bank transfers.
Contact world-class live customer service.
Earn More with Paycheck Direct Deposit
Contribute up to 10% of paycheck direct deposits into 3.00% APY* Auto-Save Pocket.
Earn 1.00%* APY in your Save Pocket up to $25,000.
Increase your Credit Line up to the size of your paycheck (subject to approval).
Use your One card as debit or credit.
More ways to automatically save more with Auto-Save.
Earn 3.00% APY* with card Auto-Save! Round up your One card purchases to the next dollar to automatically save. Earn an additional 1.00% APY* on your Save Pocket balance, too.
Auto-Save up to 10% of your direct deposit paycheck to earn 3.00% APY*. That's in addition to 1.00% APY* for a Save Pocket.
Pockets hold your money
Create free and unlimited Pockets around your life. Quickly organize your money to save, spend, and share with anyone for any reason. Share Pockets with your people without any complicated paperwork.
*Annual Percentage Yield as of 9/1/2020 and subject to change.
Banking services are provided by Coastal Community Bank, Member FDIC.
One card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard International.