Invest in loans and start earning passive income. We connect you with thousands of opportunities around the globe on our leading marketplace.
Mintos gives you the opportunity to earn consistent and attractive returns. You can invest in small parts of thousand of loans to build a well diversified portfolio and reduce your investment risk. Investing starts from 10, so almost everyone can become an investor. It has never been easier to take personal finance into your own hands, and start building your financial future today.
Leading marketplace for investing in loans
With more than 300 000 investors from 65 countries, and more than 70 lending companies from 33 countries, Mintos is truly global and the largest marketplace of its kind. More than 5.2 billion in loans have been funded since the founding of the company in 2015.
Start investing the easy way
We make investing simple and flexible. With Mintos Strategies, you can set up a passive investment strategy with just a few taps. Strategies will diversify your investments for you, and you'll be ready to earn competitive returns in no time. And if you need your money sooner, Mintos Strategies makes it easier to cash out (subject to market demand).
Earn attractive returns
Investing with Mintos can earn you proven returns that stack up favorably against other investment opportunities. Since Mintos was founded in 2015, the average annual interest rate was 12.15% (weighted by outstanding investment).
Manage your risk
The large selection of loans on Mintos makes it easy to create a well diversified portfolio. Plus, 99% of the loans have a buyback guarantee for additional protection: If the loan becomes more than 60 days late, the lending company will automatically buy it back from the investor and pay the outstanding principal and accrued interest.
Enjoy commission-free investing
We don't charge fees for investing, depositing, and withdrawing money. For other services, we aim to maintain the lowest possible fees that help us cover the costs.
0% commissions for investing
Competitively low currency exchange fee based on mid-market rates
0.85% fee for selling loans on the secondary market
The current Mintos investment app version lets you invest with Mintos Strategies, track your investments, manage your money, and log into your account more securely. Enjoy!
This mobile application is developed by AS Mintos Marketplace (reg. No.40103903643) for the usage of the Mintos Marketplace services on mobile devices.