MOVO - a new way to bank, send/receive money & make payments, regardless of financial background or credit history. No Credit Check - No ChexSystems Check - No Hidden FeesTURN YOUR PHONE INTO A MOBILE BANKING & PAYMENT DEVICE Forget about the old ways to bank; today's world is mobile and so should banking and payments be. MOVO is transforming the traditional ways to gain access to banking and payment services by literally putting them right in your pocket for everyday, convenient use. The app, offered to consumers regardless of financial background or credit history, comes with powerful banking and payment functionality necessary for today's mobile consumers. SEND & RECEIVE MONEY - INSTANTLY AND AT NO COST. With just a few taps, you can send money at no cost to anyone in the US, regardless whether you own a bank account or not. Simply send money to a phone number, email address, or even a Facebook friend directly from the app. Even better, receivers can claim their money securely and spend it instantly regardless whether they have a bank account or not. GENERATE VIRTUAL CARDS FOR INSTANT MONEY ACCESS & SPEND Gone are the days when you had to transfer money from your phone back to your bank in order to make a purchase. With MOVO, you can spin off virtual Visa cards in an instant to quickly gain access to your incoming funds and make purchases online, over-the-phone, and in-app (think Amazon, ordering food, take a Lyft, etc). SCHEDULE AND PAY BILLS ON THE GO Never miss a bill again using mobile bill pay. Schedule upcoming bill payments, send a payment to your local biller (your landlord, nanny, gardener, etc) or for faster payments, generate a Virtual Visa card number to pay directly on the biller's website. LOADING MONEY IS EASY. MOVO offers a number of ways to load money to your card account: load funds instantly using a Prepaid/Debit/Credit card. If you have money in Venmo or PayPal, conveniently transfer the money to MOVO for instant access and spend. You can also transfer money from your bank account directly to your MOVO account. Setting up Direct Deposit will save you money on fees and speed up access to your paycheck or benefits payments when you no longer need to stand in line at the expensive check-cashing store. IN-YOU-POCKET MONEY MANAGEMENTManage your balance, money sharing, deposits, purchases, bill payments, and virtual card numbers in one convenient place directly from the app. Our goal is to deliver powerful ways for you to access and interact with your money in an increasingly mobile world. The MOVO Virtual Prepaid Visa Card is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a license from Visa U. S. A. Inc. "Metropolitan Commercial Bank" and "Metropolitan" are registered trademarks of Metropolitan Commercial Bank 2014.