Default: Record expenses only. Split into "Daily" and "Extra", where everyday spendings are tracked monthly (like foods, utilities), while incidental/large items annually (like vacation, cloth purchase.)
Fit to you: Yet traditional approach - budget vs spendings - is supported. Or name tags as you like!
Home: Monthly snapshot
Summary: By year, by month, by tag
Note: All available with in-app purchase - one time only
Integration with banks and cards
Automatic tagging, saving suggestions, etc. etc... dont bother you!