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Developer's Description

This is a collection of some popular banking products (both Savings and Loan) which we have to ask bankers what their yields are from time to time:1. Savings Return 2. Target Savings 3. Time Deposit 4. Interest Free Loan5. Flat Rate to APR 6. Inflation 7. Cash Flow1. Savings ReturnIt calculates over a perioda.the yield by monthly depositb.the monthly deposit required to get a target sum2. Target SavingsGiven a target return and handling charge (if any), it calculates over a perioda. the required monthly depositb. the initial fixed amount to be depositInterest gained for both methods are also calculated3. Time DepositGiven the days of deposit, it calculates the interest received for a fixed deposit amount4. Interest Free LoanMost banks are now promoting there will be no interest being charged for a loan of whatever amount. Instead, they only charge you a small amount for administration purpose. This App reveals the actual annual interest rate to let you understand the actual interest you will be paying5. Flat Rate (monthly) to APRAnother trick bankers are using is to employ monthly flat rate instead of annual percentage rate (APR). Since flat rate is much lower than APR, you may be misled to borrow a huge loan. This App derives the APR so that you could employ it as a reference to find out which bank is charging you the least6. InflationDue to inflation, this App calculates the amount (say salary) in the future that is equal to the value at this moment. 7. Cash FlowTo expect a target return in mind, there are times you want to make monthly deposit over a period and then deposit the principal and interest gained for another period. This App derives the required annual interest rate to make it manifestedTell us if there is other banking / financial products you want us to add to this App.

Full Specifications

What's new in version 1.0


Release June 10, 2016
Date Added May 21, 2012
Version 1.0

Operating Systems

Operating Systems iOS
Additional Requirements Compatible with: ipadwifi, ipadwifi, ipad3g, ipad3g, ipad2wifi, ipad2wifi, ipad23g, ipad23g, ipadthirdgen, ipadthirdgen, ipadthirdgen4g, ipadthirdgen4g, ipadfourthgen, ipadfourthgen, ipadfourthgen4g, ipadfourthgen4g, ipadmini, ipadmini, ipadmini4g, ipadmini4g


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