Experience the convenience of mobile banking by using F&M Mobile to manage your finances quickly from anywhere life may take you. The F&M Mobile Banking app is available to all F&M Online Banking customers. Accessing the F&M Mobile Banking app is easy-simply use the same online banking user ID and password you have established for F&M Online. If you are not already an F&M Online banking user, you must first register for online banking at www.fmbankandtrust.com. Download our free F&M Mobile App for 24/7 access to:View account balancesView recent activityPay bills to existing payees set up thru online bankingImmediate TransfersFuture-dated transfersDeposit a checkReceive account alertsF&M Bank and Trust does not charge a fee for online banking or mobile banking, but mobile service provider data fees may apply.