Payday loans or payday advance loans or cash advances are high-cost small money loans for unplanned financial emergencies, repaid with the individuals next paycheck. Being unsecured and easily accessible, payday loans are popular among people who were turned down for traditional bank loans.
A payday loan (also known as a "cash advance", "payday advance", "payroll advance", "check advance", "paycheck advance", or "deferred deposit") is a common solution for immediate, short-term financial needs often caused by unexpected changes in income and/or expenses.
Below are a few reasons why people might take out a payday loan:
- Unexpected emergency expenses like medical bills, household expenses, auto repair, etc
- Help paying for everyday expenses like rent, food, and utility bills in between paychecks
Online payday loans that advertise no credit checks can be misleading and may be used by some companies trying to gain your business. If you are looking for no credit check loans or bad credit loans, give us an opportunity to connect you to a lender that may be able to help. A number of our customers could have a poor credit history, though some may be approved for payday loan depending on their credit situation. There is no such thing as no credit check or guarantees when it comes to payday loans, although you may have read it elsewhere. We work with many lenders, which can improve your odds of receiving a decision.
Material Disclosure. The operator of this app is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $5,000. Not all lenders can provide up to $5,000 and there is no guarantee that you will be accepted by an independent, participating lender.
Exclusions. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to utilize this website or service. The states serviced by this website may change from time to time, without notice.
How it Works
Our service is completely free and all repayment terms are between you and the lender. Each lender has different loan terms, such as the loan amount, the APR for the loan, repayment schedules, etc.
We understand you need help, and you need it quickly. Getting the money you deserve should be simple and painless. This is actually how we have designed our process.
First, complete our no-obligation fast and simple form. It is simple and straight forward: we only ask you for information we need to approve your loan. Immediately after you submit your application, we can match you with a lender. If you're not matched, we will tell you.
Upon approval with a third party lender, you will be presented with a loan offer. This will be a detailed document explaining your loan with complete rate and fee disclosure. If everything looks good, you can accept the loan offer using your e-signature. If the loan offer does not satisfy your needs, simply decline. There is never any obligation to accept the loan!
If you choose to accept the loan offered, your funds will automatically be deposited into your bank account. The latest you will receive your funds is usually one business day.