EZloans app is designed specifically to make the process of finding loans and information about them easier. This app is not a lender; it does not provide short term or online personal loans. This application provides a connecting service with independent online lenders.
If you find yourself in a tough financial situation or just need some extra disposable income to make a purchase, you may consider taking out a loan. But not all loans are the same. Depending on the lender you could be offered different amounts, interest rates, and repayment terms.
Looking for a loan and dont know what type will suit you best? This application will help you find the best credit option. Using EZLoans app you can apply and get loan online in just a few minutes.
All you need to know about online lending in one mobile application: the main types of loans, their advantages and disadvantages, options and useful tips. The most necessary information on online loans and not only. In this app you can find:
Secured & Unsecured loans;
Payday loans and payday advance;
Cash advance loans.
And even more!
Online loans are an effective way to cover unexpected bills and purchases while you're waiting on your next pay check. You do not need to stand in line at a bank or storefront lender to state your case, followed by stacks of paperwork and days waiting for confirmation and the deposit. Using this app, you can find the loan through the internet and get useful information about wherever you are.
Apply for a loan now is very simple and does not require much time.
This app is not a lender, it does not provide short term or online personal loans and does not charge a service fee. EZLoans application provides a connecting service with independent online lenders. The registration information submitted by you in this app will be shared with one or more participating lenders. By submitting your information, you agree to allow participating lenders to verify your information and check your credit. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participating lender. Residents of some states may not be eligible for some or all online loans. Residents of Arkansas, Connecticut, New Hampshire, New York, Montana, South Dakota, Vermont, West Virginia, Indiana and Minnesota are not eligible to use this service.
Loan repayment period varies from 62 days (2 months) to 3 years depending on the lender. Only your lender can provide you with information about your specific loan terms.
Some states have laws limiting the Annual Percentage Rate (APR) that a lender can charge you. APRs for cash advance loans range from 200% and 1386%, and APRs for installment loans range from 6.63% to 225%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments. Lenders are legally required to show you the APR and other terms of your loan before you execute a loan agreement. APR rates are subject to change.
Representative example of the total cost of the loan
Loan amount - $2,000; loan term (months) - 12; APR - 14%.
Your monthly repayment will be $178,8. The total amount repayable will be $2,145.6, therefore the loan will cost $145.6.
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