Credit Score - Check Your Credit score Free 2020 Latest
What is a credit score( ) ?
Credit score( ) it's just a digital number but they more impact on your financial life.
The credit score( ) is also known as the Credit score ( ).
Credit score( ) leads your financial report on the performance of the timely payment of your debt, credit card bill, postpaid bill, or any government penalty you paid on timely basses or not?
When you apply for a credit card or a loan, lenders like banks and non banking finance companies check your credit score to see whether you have the ability to repay the credit.
If you have a higher credit score, you are entitled to receive preferential pricing and get discounts on the interest rate.
Moreover, a high credit score gives your the additional power to negotiate for better rates of interest on loans.
IN INDIA 79% OF THE LOANS APPROVED ARE FOR INDIVIDUALS WITH A SCORE GREATER THAN 750.
Your CIBIL Transunion Score and Credit Information Report (CIR) is an evidence of your credit worthiness.
CIBIL Transunion Score ranges between 300 and 900. All lenders check your Credit Score before approving your loan application.
What are the kind of loans available?
CreditMantris Marketplace offers a wide range of products matched to the customers credit profile which include personal loan, home loan, auto loan, gold loan, loan against property, business loan, education loan, two-wheeler loan, short-term loan and home loan balance transfer. When credit products are matched to the customers profile it improves the chance of loan approval.
What is the loan amount and tenure I can get on different types of loans?
The loan amount and tenure are basically determined by your credit profile and requirements. Following is the range across each credit product:
1. Personal loan: From Rs. 20,000- Rs. 30 Lakhs & tenure from 6 months 5 years
2. Home loan: From Rs. 3 Lakhs to Rs. 10 Crores & tenure from 1 year- 30 years
3. Short-term loan: From Rs. 5000 to Rs. Rs. 2 Lakhs & tenure from 90 days- 24 months
You can find more information about our credit services at CreditMantri app and website.
What are the interest rates on these loans?
Interest rates depend on customers risk profile and loan tenure. Personal loan interest rate varies from 10.99% - 28% per annum whereas Home loan interest rate varies from 8.35% - 15%.
* Camera - To take photos of proof documents to quicken loan process.
* SMS - To help you track your spends and EMI reminders from bank SMSs
* Storage - To store photos captured by you for proof documents
Named in the Top 250 Fin-Tech Companies in the world by CB Insights, 2017
Red Herring Asia Top 100 Winner, 2017
Credit Healthy toh Credit Wealthy
** This app is not an official Credit Score( ).
** This app only acts as an interface. All information displayed is loaded from other websites i.e. paisabazaar or cibil etc..
** Neither developer of this app nor software has any association with Any Bank.
** This app does not store any information provided by the user like username/password, etc..