The "Download Now" link directs you to the iTunes App Store, where you must continue the download process. You must have iTunes installed in order to open the link, and you must have an active iTunes account to download the application. This download may not be available in some countries.
A Loan or Credit Card Pay Off Calculator. This app will help you determine how much you need to pay per month to pay off your credit card or loan at a given interest rate. It will also show you how long it will take to pay off a loan or credit card at a given payment and interest rate.