CIMB Niaga Corporate Report is the official application of PT Bank CIMB Niaga Tbk (CIMB Niaga) that consists of digital publishing of various reports from CIMB Niaga. This application is intended to widen the access of information of CIMB Niaga to all stakeholders and public as part of Good Corporate Governance practices. The edition of the report is updated regularly. For more information of CIMB Niaga, please browse our corporate website, www.cimbniaga.com About CIMB NiagaCIMB Niaga was established as Bank Niaga in 1955. CIMB Group is the main shareholder of CIMB Niaga, with a 97.94% effective stake (including PT Commerce Kapital 1.02%). The Bank offers a comprehensive suite of both conventional and Islamic banking products and services, through an expanding delivery channel network of 969 offices all over Indonesia as at 31 December 2013, including 580 branches, 350 Mikro Laju units (including 21 outlets attached to a branch), and 60 cash/payment points. CIMB Niaga has more than 14,300 employees. CIMB Niaga encourages people to share high growth and take advantage of all the potential that the South-East Asia region brings in line with CIMB Groups brand positioning: ASEAN for You. CIMB Group is Malaysias second largest financial services provider and one of ASEANs leading universal banking groups. It offers consumer banking, investment banking, Islamic banking, asset management and insurance products and services. Headquartered in Kuala Lumpur, the Group is now present in 8 out of 10 ASEAN nations (Malaysia, Indonesia, Thailand, Singapore, Cambodia, Brunei, Vietnam, and Myanmar). Beyond ASEAN, the Group has market presence in China, Hong Kong, Bahrain, India, Sri Lanka, Taiwan, Australia, the US, UK and Korea. CIMB Group is listed on Bursa Malaysia via CIMB Group Holdings Berhad. It has a market capitalisation of USD17.9 billion as at 31 December 2013. The Group has over 40,000 employees located in 17 countries.